or apply directly on Upstart's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 8 days Upstart's roles stay open a median of 45 days
- Reposted
- No
- Salary listed
- No 0% of Upstart's roles list one
- Ghost-job risk at Upstart
- high 61 stale, 5 reposted of 93 open
- Hiring momentum
- 135 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-09-17
Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.
About this role
As a Staff Credit Analyst at Upstart, you will focus on high-impact credit analytics that support portfolio strategy, financial planning, and funding decisions. Your role involves developing credit analytics for monitoring and forecasting, conducting loss forecasting and scenario analysis, and collaborating with cross-functional teams to translate complex credit dynamics into actionable insights. You will also work on building data models and improving analytical tools to enhance credit performance management.
- benefits
- 5/5
- freshness
- 5/5
- career value
- 4/5
- role clarity
- 4/5
- pay transparency
- 0/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.
What you need
- 5+ years of experience in analytics, credit risk, quantitative finance, or a related field within fintech, financial services, consumer lending, or a similar industry
- Experience with credit risk, loss forecasting, portfolio analytics, valuation, or related financial-performance frameworks
- Working knowledge of risk capital or structured finance concepts, such as securitizations, warehouse facilities, forward-flow programs, or investor reporting
- Strong SQL skills and proficiency in at least one programming language, such as Python or R
- Experience working with large datasets and developing repeatable, well-documented analyses
- Ability to turn complex analytical work into clear, actionable business insights
Nice to have
- Experience partnering with Machine Learning or Data Science teams, particularly in underwriting or model-performance monitoring
- Familiarity with capital analytics, deal economics, and risk/return frameworks
- Experience building analytics infrastructure, dashboards, automated reporting, or GenAI-enabled analytical solutions
- Exposure to model governance, controls, audit, model validation, or valuation review processes
- Demonstrated ability to manage analytical projects, influence stakeholders, and drive alignment
What you get
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
Worth weighing
- Remote work with occasional in-person collaboration; consider your comfort with this arrangement
- Team operates on West Coast time zones, which may affect scheduling for those in different time zones
Summarised from Upstart's posting. Read the full original.
Listed by Upstart on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.
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