Senior Software Engineer, Marketplace Optimization
Upstart · United States | Remote
Posted about 3 months ago
or apply directly on Upstart's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 81 days Upstart's roles stay open a median of 82 days
- Reposted
- No
- Salary listed
- No 0% of Upstart's roles list one
- Ghost-job risk at Upstart
- high 93 stale, 5 reposted of 93 open
- Hiring momentum
- 135 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-10-24
Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.
About this role
As a Senior Software Engineer in Marketplace Optimization at Upstart, you'll design and operate backend services that support the real-time lending marketplace. You'll collaborate with various teams to build scalable systems that enhance marketplace efficiency and profitability, while also solving complex optimization problems. Your work will directly impact how borrowers are matched with capital and how offers are constructed.
- benefits
- 5/5
- freshness
- 1/5
- career value
- 4/5
- role clarity
- 5/5
- pay transparency
- 0/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.
What you need
- Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
- 5+ years of professional software engineering experience building backend or distributed systems
- Experience developing production services using one or more of Ruby on Rails, Python, or Kotlin
- Experience designing APIs and building scalable distributed systems
- Experience operating business-critical production services with an emphasis on reliability, monitoring, testing, and operational excellence
- Experience with cloud platforms (AWS preferred) and modern cloud-native application development
Nice to have
- Experience building marketplaces, recommendation systems, optimization engines, financial systems
- Experience with event-driven architectures, Kafka, workflow orchestration, or real-time data processing
- Experience partnering with Machine Learning or Data Science teams
- Experience improving platform scalability and evolving distributed system architecture
- Interest in solving complex optimization problems that combine technical and business tradeoffs
What you get
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
Worth weighing
- No specific salary listed, but a range is provided based on location and experience
- The role involves significant collaboration across various teams, which may require strong interpersonal skills
- The position is remote but requires occasional in-person meetings, which may not suit all candidates
Summarised from Upstart's posting. Read the full original.
Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.
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