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Upstart

Software Engineer, Verifications Platform

Upstart · United States | Remote

Posted about 3 months ago

or apply directly on Upstart's site. We never take the application ourselves.

Is this posting real?

This role has been open
81 days
Upstart's roles stay open a median of 82 days
Reposted
No
Salary listed
No
0% of Upstart's roles list one
Ghost-job risk at Upstart
high
93 stale, 5 reposted of 93 open
Hiring momentum
135 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-24

Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.

About this role

As a Software Engineer II on Upstart's Verifications Decisioning Engineering team, you will design and build backend services that support automated verification workflows and financial data integrations for lending products. Your role involves developing distributed systems, APIs, and enhancing platform capabilities while collaborating with various teams to ensure system reliability and compliance. You will also contribute to improving the architecture and engineering standards of the verification platform.

Our read on this posting3.0out of 5
benefits
5/5
freshness
1/5
career value
4/5
role clarity
5/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.

What you need

  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience) and 3+ years of professional software engineering experience.
  • 3+ years of experience developing backend applications using Kotlin, Java, or another object-oriented programming language.
  • Experience designing, building, and operating distributed systems, including service-to-service APIs and event-driven architectures.
  • Experience building and maintaining scalable backend services that process business-critical or financial data in production environments.
  • Experience contributing to decision engines that integrate with machine learning models to evaluate signals.
  • Experience writing production-quality code supported by automated testing, monitoring, and observability practices.

Nice to have

  • Knowledge of financial services, lending, fraud prevention, identity verification, or other risk-sensitive systems.
  • Experience integrating third-party financial data providers or APIs such as Plaid or similar platforms.
  • Experience building rule engines, workflow orchestration platforms, or automated decisioning systems.
  • Knowledge of how machine learning models are integrated, monitored, and evaluated within production systems.
  • Experience building reusable platform services or shared infrastructure supporting multiple engineering teams.

What you get

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security

Worth weighing

  • No specific mention of technologies or frameworks beyond Kotlin and Java, which may imply a more traditional tech stack.
  • The role involves significant collaboration with multiple teams, which may require strong interpersonal skills and adaptability.
  • The position is remote but includes expectations for in-person collaboration, which may not suit all candidates.

Summarised from Upstart's posting. Read the full original.

Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.

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