or apply directly on Upstart's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 21 days Upstart's roles stay open a median of 45 days
- Reposted
- No
- Salary listed
- No 0% of Upstart's roles list one
- Ghost-job risk at Upstart
- high 61 stale, 5 reposted of 93 open
- Hiring momentum
- 135 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-09-17
Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.
About this role
As a Senior Underwriting Manager at Upstart, you will lead a team of mortgage underwriting professionals, ensuring high-quality credit decisions in alignment with credit policies and regulatory requirements. You will collaborate with various departments to improve underwriting practices, monitor performance, and develop talent within the organization, while also serving as a subject matter expert on complex borrower scenarios.
- benefits
- 5/5
- freshness
- 4/5
- career value
- 4/5
- role clarity
- 5/5
- pay transparency
- 0/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.
What you need
- 7+ years of residential mortgage underwriting experience, including experience underwriting complex borrower scenarios
- 3+ years of people leadership experience managing mortgage underwriters or underwriting teams
- Demonstrated experience evaluating borrower income, assets, credit, collateral, and debt-to-income calculations
- Experience applying conventional mortgage underwriting guidelines and credit policies to loan decisions, complex scenarios, and exceptions
- Experience interpreting and implementing changes to mortgage credit policies, investor guidelines, or underwriting requirements
- Experience partnering with Credit, Risk, Compliance, or other stakeholders within a regulated mortgage lending environment
Nice to have
- Deep knowledge of the end-to-end residential mortgage origination lifecycle, including processing, underwriting, closing, and post-closing
- Knowledge of agency, investor, and regulatory requirements applicable to residential mortgage underwriting
- Experience underwriting home equity products, including HELOCs
- Experience using underwriting quality, performance, and exception data to identify trends and improve decision-making
- Experience partnering with Product and Engineering teams to improve underwriting workflows, decisioning tools, or lending technology
What you get
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
Worth weighing
- No specific salary listed, but a range is provided based on location
- Remote work is encouraged, but in-person collaboration is also emphasized with regular onsite meetings
- The role requires significant experience in a regulated mortgage lending environment, which may limit the candidate pool
Summarised from Upstart's posting. Read the full original.
Listed by Upstart on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.
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