or apply directly on Upstart's site. We never take the application ourselves.
Is this posting real?
- This role has been open
- 81 days Upstart's roles stay open a median of 82 days
- Reposted
- No
- Salary listed
- No 0% of Upstart's roles list one
- Ghost-job risk at Upstart
- high 93 stale, 5 reposted of 93 open
- Hiring momentum
- 135 roles opened in the last 90 days ↑ up vs. the prior 90 days
- Last confirmed on the employer's board
- 2026-10-24
Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.
About this role
As a Senior Software Engineer at Upstart Bank, you will design and build scalable systems that support the bank's operations and core platform. Your role involves translating business and regulatory requirements into reliable software, improving system performance, and collaborating with various teams to deliver high-quality solutions in a regulated environment. You will also be responsible for the technical design and delivery of engineering projects over multiple quarters.
- benefits
- 5/5
- freshness
- 1/5
- career value
- 4/5
- role clarity
- 4/5
- pay transparency
- 0/5
Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.
What you need
- Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) + 4 years of experience
- Experience building and operating production software systems in backend or full-stack environments
- Experience building scalable services, APIs, or web applications in cloud environments
- Experience owning the technical delivery of medium-to-large engineering projects spanning multiple quarters
- Proficiency in at least one modern programming language such as Python, Java, or Kotlin
Nice to have
- Experience working in fintech, banking infrastructure, payments, or other regulated financial systems
- Familiarity with distributed systems, event-driven architectures, and communication frameworks such as Kafka or gRPC
- Experience building systems that support reliability, auditability, and strong operational controls
- Experience working with reporting pipelines, financial data flows, partner integrations, or internal operational tooling
- Ability to collaborate effectively with product, compliance, operations, and engineering partners
What you get
- Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
- Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
- Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
- Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
- Health Savings Account contributions from Upstart for eligible plans (US only)
- Income protection benefits, including life insurance and disability coverage for added financial security
Worth weighing
- No specific salary listed, but a range is provided based on geographic location and other factors.
- The role operates in a regulated environment, which may involve additional complexities in software development.
- The majority of work can be done remotely, but regular in-person collaboration is encouraged, which may affect work-life balance for some candidates.
Summarised from Upstart's posting. Read the full original.
Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.
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