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Upstart

Senior Software Engineer, Home Lending

Upstart · United States | Remote

Posted about 3 months ago

or apply directly on Upstart's site. We never take the application ourselves.

Is this posting real?

This role has been open
81 days
Upstart's roles stay open a median of 82 days
Reposted
No
Salary listed
No
0% of Upstart's roles list one
Ghost-job risk at Upstart
high
93 stale, 5 reposted of 93 open
Hiring momentum
135 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-24

Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.

About this role

As a Senior Software Engineer on Upstart's Home Lending Borrower Experience team, you will be responsible for building and improving borrower-facing systems that facilitate the application, decisioning, and closing processes in home lending. Your role will involve ensuring the reliability and quality of these systems, making technical decisions, and collaborating with cross-functional teams to enhance customer satisfaction and product quality.

Our read on this posting2.8out of 5
benefits
5/5
freshness
1/5
career value
4/5
role clarity
4/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.

What you need

  • Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field or its equivalent
  • 4 years of professional software engineering experience
  • Experience building and maintaining production software systems for consumer-facing web applications
  • Experience with backend or user interface engineering in a production environment
  • Experience owning production systems, including operational support, incident response, or on-call responsibilities
  • Experience independently driving multi-quarter engineering projects from technical design through delivery

Nice to have

  • Knowledge of financial technology, lending, home lending, or other regulated consumer finance products
  • Experience working on application funnels, borrower journeys, customer journeys, or other high-volume conversion flows
  • Ability to use product metrics, funnel data, error rates, and engineering judgment to prioritize technical work
  • Skills in improving complex live systems incrementally while continuing to deliver new product capabilities
  • Ability to influence cross-functional partners through clear technical recommendations and thoughtful tradeoff discussions

What you get

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits including a 401(k) with a company match of $2 for every $1 contributed, up to $15,000 annually
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Comprehensive health coverage including medical, dental, vision, and wellness resources
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits including life insurance and disability coverage

Worth weighing

  • No specific technologies or programming languages mentioned in the posting
  • Role involves significant ownership of production systems which may require on-call responsibilities
  • Remote work is encouraged but in-person collaboration is also emphasized, which may not suit everyone's preference

Summarised from Upstart's posting. Read the full original.

Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.

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