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Upstart

Asset Quality & Model Analyst

Upstart · United States | Remote

Posted 8 days ago

or apply directly on Upstart's site. We never take the application ourselves.

Is this posting real?

This role has been open
8 days
Upstart's roles stay open a median of 45 days
Reposted
No
Salary listed
No
0% of Upstart's roles list one
Ghost-job risk at Upstart
high
61 stale, 5 reposted of 93 open
Hiring momentum
135 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-09-17

Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.

About this role

As an Asset Quality & Model Analyst at Upstart, you will be responsible for conducting loan-level reviews and analyzing portfolio performance data to ensure the quality and salability of unsecured lending products. Your role involves maintaining tracking tools, preparing governance deliverables, and supporting model performance tracking while collaborating closely with various teams. This position requires attention to detail and strong analytical skills to monitor and report on asset quality indicators and compliance with established criteria.

Our read on this posting3.6out of 5
benefits
5/5
freshness
5/5
career value
4/5
role clarity
4/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.

What you need

  • 3+ years of experience in financial services, credit operations, quality control, risk management, compliance, model monitoring, loan review, credit analysis, or a related analytical function
  • Experience applying established review criteria to loan-level data, credit files, origination documentation, collateral documentation, or lending operations outputs
  • Experience analyzing portfolio performance, asset quality indicators, credit policy exceptions, loan defects, remediation items, or operational risk trends
  • Experience using Excel, Google Sheets, SQL, business intelligence tools, reporting tools, or similar systems to organize, analyze, and quality-check structured data
  • Experience documenting findings, exceptions, issue status, remediation progress, or review results for risk, compliance, credit, operations, audit, bank partner, or regulatory stakeholders

Nice to have

  • Experience with loan file review, quality control, pre-sale quality control, investor delivery, or loan salability review in unsecured lending products
  • Knowledge of secured lending and secondary-market quality expectations, including investor eligibility standards, collateral documentation, lien perfection, representations and warranties, defect remediation, trailing performance thresholds, or repurchase risk
  • Experience tracking and interpreting asset quality or portfolio performance indicators such as early payment default, delinquency, prepayment, loss severity, non-performing loan trends, or credit policy exception rates
  • Knowledge of model monitoring concepts, model performance reporting, validation outputs, override and exception tracking, or model governance documentation in a lending or fintech environment
  • Skilled in producing clear review summaries, governance materials, issue logs, reporting packages, and documentation that can support bank partner or regulatory review

What you get

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
  • Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada
  • Health Savings Account contributions from Upstart for eligible plans (US only)
  • Income protection benefits, including life insurance and disability coverage for added financial security

Worth weighing

  • No specific salary listed, but a range is provided depending on location and experience
  • Role involves significant documentation and reporting responsibilities, which may not appeal to all candidates
  • Position requires collaboration with multiple teams, which may involve navigating different priorities and workflows

Summarised from Upstart's posting. Read the full original.

Listed by Upstart on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.

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