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Clara

Especialista em Risco de Crédito (Credit Risk Expert) - Híbrido

Clara · Sao Paulo / SP / Brazil

Posted 26 days ago

or apply directly on Clara 's site. We never take the application ourselves.

Is this posting real?

This role has been open
26 days
Clara 's roles stay open a median of 36 days
Reposted
No
Salary listed
No
0% of Clara 's roles list one
Ghost-job risk at Clara
high
51 stale, 2 reposted of 129 open
Hiring momentum
161 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-09-17

Measured from postings appearing on and disappearing from Clara 's own greenhouse board since 2026-08-03. Full hiring picture for Clara .

About this role

As a Credit Risk Expert at Clara, you will analyze data daily using SQL and Python to develop and maintain credit risk models and strategies. Your work will involve writing complex queries, managing credit risk metrics, and translating data insights for senior leadership. This role is highly autonomous, focusing on portfolio-level credit risk without direct reports, emphasizing individual contribution and strategic thinking.

Our read on this posting3.4out of 5
benefits
3/5
freshness
4/5
career value
5/5
role clarity
5/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Clara as an employer.

What you need

  • Academic background in Actuarial Science, Mathematics, Statistics, Computer Science, or a related quantitative field
  • Proven hands-on experience in portfolio-level credit risk: PD, LGD, EAD, ECL, vintage analysis, roll rates
  • You write SQL and Python (or R) every day — this is non-negotiable
  • Experience designing credit line management strategies: CLI/CLD campaigns, limit reviews, exposure control
  • Strong data visualization skills
  • Experience in Latin American credit markets

Nice to have

  • Experience in fintech or high-growth environments
  • Exposure to credit card and payments ecosystems
  • Familiarity with Latin American regulatory frameworks for provisioning
  • Hands-on experience with AI tools: workflow automation (e.g. n8n), AI agents, or chatbots applied to risk processes
  • Experience supporting financial audits

What you get

  • Competitive salary and stock options (ESOP) from day one
  • Multicultural team with daily exposure to Portuguese, Spanish, and English (our corporate language)
  • Annual learning budget and internal accelerated development paths
  • High-ownership environment: we move fast, learn fast, and raise the bar — together
  • Smart, ambitious teammates — low ego, high impact
  • Flexible vacation and hybrid work model focused on results

Worth weighing

  • This role is 100% focused on portfolio-level credit risk and quantitative modeling, which may not suit those with backgrounds in product management or individual credit underwriting.
  • The hybrid work model requires some in-office presence, especially during ramp-up periods or as required by leadership.

Summarised from Clara 's posting. Read the full original.

Listed by Clara on their greenhouse job board, last confirmed open on 2026-09-17. PitchMeAI is not the employer.

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