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Upstart

Software Engineer, Upstart Bank

Upstart · United States | Remote

Posted about 3 months ago

or apply directly on Upstart's site. We never take the application ourselves.

Is this posting real?

This role has been open
81 days
Upstart's roles stay open a median of 82 days
Reposted
No
Salary listed
No
0% of Upstart's roles list one
Ghost-job risk at Upstart
high
93 stale, 5 reposted of 93 open
Hiring momentum
135 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-24

Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.

About this role

As a Software Engineer on the Upstart Bank team, you will design and build reliable backend software to support Upstart Bank's initiatives. This role involves collaborating with various teams to deliver scalable software in a regulated environment, while also improving system reliability and performance. You will work on medium-sized engineering projects and contribute to technical design discussions, all while thriving in an ambiguous and evolving landscape.

Our read on this posting2.8out of 5
benefits
5/5
freshness
1/5
career value
4/5
role clarity
4/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.

What you need

  • Bachelor's degree in Computer Science, Engineering, Mathematics, or a related field (or equivalent practical experience)
  • 4+ years of backend or full-stack software engineering experience
  • Experience building and operating production software systems
  • Experience building scalable services, APIs, or web applications
  • Proficiency in at least one modern programming language such as Java, Kotlin, Python, Go, or similar
  • Strong engineering fundamentals around software design, testing, debugging, and operational ownership

Nice to have

  • Experience working in fintech, financial services, payments, or another regulated industry
  • Experience with distributed systems, cloud-native architectures, Kafka, gRPC, or similar backend technologies
  • Experience building reliable backend services, APIs, or platform software
  • Experience modernizing existing systems or building new backend platforms
  • Ability to collaborate effectively across Product, Compliance, Operations, and Engineering teams

What you get

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits including a 401(k) with a company match of $2 for every $1 contributed, up to $15,000 annually
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Comprehensive health coverage including medical, dental, vision, and wellness resources
  • Health Savings Account contributions for eligible plans
  • Income protection benefits including life insurance and disability coverage

Worth weighing

  • No specific technologies mentioned for backend development, which may imply a need for adaptability in tech stack
  • Role involves working in a regulated environment, which may add complexity to projects
  • Position is remote but requires occasional in-person collaboration, which may not suit all candidates

Summarised from Upstart's posting. Read the full original.

Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.

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