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Upstart

Principal Software Engineer, Capital Marketplace

Upstart · United States | Remote

Posted about 3 months ago

or apply directly on Upstart's site. We never take the application ourselves.

Is this posting real?

This role has been open
81 days
Upstart's roles stay open a median of 82 days
Reposted
No
Salary listed
No
0% of Upstart's roles list one
Ghost-job risk at Upstart
high
93 stale, 5 reposted of 93 open
Hiring momentum
135 roles opened in the last 90 days
↑ up vs. the prior 90 days
Last confirmed on the employer's board
2026-10-24

Measured from postings appearing on and disappearing from Upstart's own greenhouse board since 2026-08-03. Full hiring picture for Upstart.

About this role

As a Principal Software Engineer on the Capital Marketplace team at Upstart, you will lead the technical direction and architectural evolution of systems that support the company's AI-based lending operations. Your role involves collaborating with various teams, mentoring technical leaders, and driving high-impact initiatives that align with business objectives. You will also evaluate and implement new technologies to foster innovation within the Capital Marketplace vertical.

Our read on this posting2.8out of 5
benefits
5/5
freshness
1/5
career value
4/5
role clarity
4/5
pay transparency
0/5

Scored from the posting itself — how clearly the role is described, how much it says about pay and benefits, and how recently it was listed. Not a judgement of Upstart as an employer.

What you need

  • Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent)
  • 8 years of experience
  • Strong technical and software engineering fundamentals
  • Demonstrated ability to build and own large-scale, highly available consumer products
  • Ability to explain complex business and technical concepts to all audiences
  • Experience leading large cross-team initiatives at companies that have gone through periods of rapid business or organizational growth

Nice to have

  • Defined and executed on longer term (multi-quarter +) technological visions or strategies for multi-team organizations
  • Driven initiatives of significant depth or breadth with demonstrated results in engineering process, technology platforms, or overall productivity of others
  • Ability to identify gaps in organizational knowledge, tools, and practices and produce and execute on plans to address those gaps
  • Ability to influence and lead without direct authority
  • Strong product and analytical mindset that allows you to think in terms of ROI, risk, and trade offs

What you get

  • Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
  • Retirement benefits including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually
  • Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees
  • Comprehensive health coverage including medical, dental, vision, and wellness resources
  • Health Savings Account contributions from Upstart for eligible plans
  • Income protection benefits including life insurance and disability coverage

Worth weighing

  • No specific technologies or programming languages mentioned in the posting
  • Role involves significant cross-team collaboration which may require strong interpersonal skills
  • The position is remote but requires occasional in-person collaboration, which may not suit everyone

Summarised from Upstart's posting. Read the full original.

Listed by Upstart on their greenhouse job board, last confirmed open on 2026-10-24. PitchMeAI is not the employer.

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