Junior Product Analyst, Individual Insurance

Junior Product Analyst, Individual Insurance

At XP Inc., we are one of Brazil's largest independent financial institutions, owning brands like XP, Rico, Clear, XP Educação, and InfoMoney. With over 4.6 million active clients and more than R$ 1.1 trillion in assets under custody, for 24 years we have been transforming the financial market to improve people's lives.

Guided by four strong values – Big Dream, Entrepreneurial Spirit, Customer Focus, and Open Mind – XP Inc. constantly seeks top talent with the ambition to achieve the impossible.

About the Opportunity

We are seeking a Junior Professional to work directly within the Individual Insurance operation. This is a unique opportunity to contribute to the creation and improvement of products that make a difference in the lives of our clients and partners.

In this position, you will play a strategic role in expanding our solutions portfolio, helping to deliver even more complete and innovative experiences for those who trust XP.

If you are passionate about challenges, innovation, and eager to grow in a dynamic and collaborative environment, this position is for you!

What We Are Looking For

Essential Prerequisites

• Previous experience in Insurance Products, primarily focused on individual insurance with a strong emphasis on Life Insurance.
• Analytical capacity for problem-solving and data-driven decision making.
• Experience in analyzing the individual insurance market, defining business rules, and designing flowcharts for the implementation of new products and improvement of existing flows and processes.
• Excellent communication and collaboration skills to work with cross-functional teams.
• Proactivity and ability to thrive in a dynamic and challenging environment.
• Residence in São Paulo for in-person work.

Differentiators

• Experience as a product analyst with knowledge in constructing insurance products.
• Prior contact with building general conditions and the SUSEP approval process.
• Previous knowledge in using AI agents for process automation.

Challenges and Impact

• Assist in building the product vision and strategy, aligning with market and customer needs.
• Translate the Business Unit's strategic planning into concrete actions, aiding in roadmap definitions and business priorities, collaborating with cross-functional teams (engineering, design, marketing, data, sales).
• Conduct market research and competitive analysis to identify innovation opportunities.
• Manage the product lifecycle, from conception to launch and continuous iteration.
• Monitor performance metrics, analyze data, and adjust strategies to maximize results.
• Ensure regulatory compliance and adherence to internal policies.
• Manage stakeholders and external partners, maintaining alignment and transparency regarding results and next steps.

Application Process

The selection process for the Junior Product Analyst, Individual Insurance role includes several stages:

• Initial Screening: Resume analysis to verify alignment with qualifications and requirements.
• General Tests: Assessment of cultural alignment with Mindsight test and logical reasoning with Predictive Index test.
• Video Interview: An opportunity to get to know you better and understand your motivations and experiences.
• Interview with Recruitment Team: Discussion about expectations for the role and professional goals.
• Interview with Leadership: A conversation to discuss your vision and how you can contribute to the team and company.
• Interview with Colleagues: Interaction with future peers to assess synergy and teamwork.
• Offer: Presentation of the job proposal, including details on compensation and benefits.

Benefits

Health and Well-being

• Health plan without co-payment (including for dependents).
• Dental plan.
• Wellhub (Gympass).
• Zenklub.
• Life Insurance.
• iFood Benefits (flexible VA and VR).
• Transport Voucher.
• New Value (benefits club).
• Parental leave: 6 months maternity and 20 days paternity.
• Childcare assistance.

Financial Life

• Exclusive Investment Funds.
• Investment Advisory.
• XP Visa Infinite Card with no annual fee.
• Credit (payroll-deducted, home equity, real estate CCB, etc.).

Work Model

Our work model varies by function, potentially being fully in-person for business fronts and more flexible for other teams. We follow a model with more frequent in-person presence, always guided by flexibility and autonomy, underpinned by our entrepreneurial culture.

At XP Inc., we value personal interactions and believe in using the office as a tool to enhance our professional relationships.

Key skills/competency

• Product Management
• Individual Insurance
• Market Analysis
• Data Analysis
• Problem Solving
• Regulatory Compliance
• SUSEP Processes
• Stakeholder Management
• Roadmap Definition
• Cross-functional Collaboration