Compliance Specialist

Job Overview

Wise is seeking a Compliance Specialist to join its North America Regulatory Oversight Compliance team. This role is crucial for managing regulatory obligations, particularly in regulatory reporting and compliance. You will collaborate with cross-functional teams to determine regulatory applicability, ensuring Wise scales compliantly. You will also contribute to evolving the second-line compliance framework, offering insights to product, operations, and leadership teams.

Responsibilities

• Maintain a comprehensive database (inventory) of regulatory rules Wise must follow.
• Support the end-to-end management of compliance incidents, issues, and control gaps, from identification through remediation and closure.
• Review and assess compliance incidents, regulatory breaches, audit findings, complaints, and internal control issues to determine impact, materiality, and escalation needs.
• Maintain issue logs and tracking mechanisms, ensuring actions, owners, timelines, dependencies, and supporting evidence are clearly documented.
• Conduct root cause and gap analysis to identify underlying drivers of issues and required corrective or preventive actions.
• Map incidents and issues to relevant regulatory requirements, internal policies, procedures, and controls to support impact assessment and remediation design.
• Partner with first line, product, operations, legal, and other cross-functional teams to coordinate remediation plans and monitor progress to closure.
• Support the preparation of issue updates, incident summaries, and management reporting for governance forums, senior stakeholders, audits, and regulatory engagements.
• Help strengthen issue management processes, governance, and reporting to support a more effective and sustainable compliance management framework.

Qualifications

• Detail-oriented with the ability to meet tight deadlines.
• High level of discretion and personal integrity regarding sensitive information.
• Ability to be both reactive and proactive in problem-solving, using data-driven decision-making for long-term solutions.
• Experience or strong interest in working in fast-paced internet, technology, or financial services companies in risk or compliance roles.
• Proficiency with G-Suite, Office, Confluence, Jira, and collaborative tools (e.g., Slack, Teams).
• Willingness to travel as needed to Wise offices in different countries.
• Legally authorized to work in the U.S.

Great to Have

• Experience in the Money Services Business (MSB) industry.
• Experience working with international teams and understanding global regulatory environments.
• Certified Regulatory Compliance Manager or similar qualification.
• Prior experience working with the CFPB, OCC, and/or state regulators (e.g., NYDFS, DFPI).

About Wise

Wise is a global technology company building the best way to move and manage money globally. We are on a mission to make international payments easier and more affordable. We pride ourselves on a diverse, equitable, and inclusive team where everyone is respected and empowered.

Key skills/competency

• Compliance Specialist
• Regulatory Reporting
• Regulatory Compliance
• Risk Management
• Issue Management
• Root Cause Analysis
• Financial Services Regulation
• Internal Controls
• Audit Findings
• Compliance Framework