Commercial Banking Development Program - Credit...
@ Western Alliance Bank

Phoenix, AZ
$70,000
On Site
Full Time
Posted 23 hours ago

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Job Details

Overview

The Commercial Banking Development Program - Credit Analyst at Western Alliance Bank is an entry-level role focused on analyzing financial data, assessing credit risk, and developing detailed credit studies for the bank’s executive management. This role involves spreading and managing financial background information on present and prospective customers, preparing various credit department reports, and ensuring compliance with banking regulations.

What You Will Do

You will be responsible for:

  • Spreading and managing financial background information for customers.
  • Developing credit studies for Loan Officers, Chief Credit Officer, and Executive Management.
  • Conducting financial analyses including sensitivity analysis to evaluate credit risk.
  • Preparing in-depth reports with actionable plans based on qualitative and quantitative research.
  • Collaborating with various Bank groups to prepare loan packages and manage treasury products.
  • Facilitating reporting with external parties such as auditors and appraisers.
  • Monitoring loan disbursements to ensure compliance with Bank regulations.

What You Will Need

The ideal candidate will have:

  • Completion of an Accounting course.
  • A Bachelor's degree or equivalent experience.
  • A GPA of 3.0 or higher.
  • Strong analytical, conceptual, communication, leadership, and organizational skills.
  • An interest in Commercial Banking and the ability to work without supervision.
  • Basic speaking and writing communication skills.

Benefits

Benefits include competitive salaries, ownership stake in the company, medical and dental insurance, paid time off, a strong 401k matching program, tuition assistance, an employee volunteer program, and a wellness program. You will also gain hands-on experience in business operations and finance.

About Western Alliance Bank

Western Alliance Bank is a fully owned subsidiary of Western Alliance Bancorporation, with multiple divisions including Alliance Bank of Arizona and others. They are committed to equal employment opportunities and providing necessary accommodations to applicants with disabilities. For accommodation requests, contact HR at HR@westernalliancebank.com.

Key skills/competency

  • Credit Analysis
  • Financial Reporting
  • Risk Assessment
  • Compliance
  • Sensitivity Analysis
  • Data Management
  • Collaboration
  • Communication
  • Organizational Skills
  • Analytical Thinking

How to Get Hired at Western Alliance Bank

🎯 Tips for Getting Hired

  • Customize your resume: Tailor experience toward credit analysis.
  • Highlight relevant skills: Emphasize financial and analytical expertise.
  • Research Western Alliance Bank: Understand their culture and operations.
  • Prepare interview examples: Showcase analytical and teamwork experiences.

📝 Interview Preparation Advice

Technical Preparation

Review financial statement analysis principles
Practice sensitivity analysis techniques
Study Excel financial modeling basics
Learn credit report software functionalities

Behavioral Questions

Describe teamwork experience under pressure
Explain a challenging problem-solving instance
Discuss handling tight deadlines effectively
Share an example of proactive communication

Frequently Asked Questions