Research Scientist @ Upstart
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Job Details
About Upstart
Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. Leveraging AI, Upstart-powered institutions achieve higher approval rates, lower loss rates, and deliver exceptional digital-first lending experiences.
The Team
Our Machine Learning Teams focus on developing and deploying production models in areas such as Growth Marketing, Auto Loans, and Personal Loan Underwriting. These models directly impact customer acquisition and revenue through predictive modeling, innovative algorithms, and collaborative efforts.
The Role
As a Research Scientist at Upstart, you will:
- Research and develop new machine learning models for borrower risk, marketing conversions, and underwriting.
- Design, prototype, and deploy scalable production models.
- Collaborate cross-functionally with engineers, product managers, and marketing specialists.
- Evaluate model performance and present impactful insights.
- Continuously explore novel algorithms and mentor junior team members.
Minimum Qualifications
Bachelor’s degree in a scientific or quantitative discipline with 2+ years of experience in Machine Learning. Proficiency in Python, a strong grasp of statistical and machine learning theory, and the ability to communicate technical concepts clearly are required.
Preferred Qualifications
Advanced degrees with deep expertise in Python and machine learning frameworks, leadership experience, and strong critical thinking. Proven track record in building and deploying machine learning pipelines is an asset.
What You’ll Love
- Competitive Compensation including base, bonus, and equity.
- Comprehensive benefits: medical, dental, vision, and more.
- Opportunities for personal development and technology budgets.
- A mix of remote work with periodic in-person team sessions.
- Inclusive culture promoting diversity and equal opportunity.
Location & Work Arrangement
This role is available remotely across the United States with on-site meetings 1-2 times per quarter. Upstart also has offices in San Mateo, CA; Columbus, OH; and Austin, TX.
Key skills/competency
- Machine Learning
- Data Analysis
- Python
- Production Models
- Algorithm Design
- Statistical Analysis
- Mentorship
- Cross-functional Collaboration
- Predictive Modeling
- Research
How to Get Hired at Upstart
🎯 Tips for Getting Hired
- Customize your resume: Emphasize machine learning and Python expertise.
- Tailor your application: Highlight relevant quantitative research experiences.
- Showcase projects: Provide examples of deployed production models.
- Prepare for interviews: Review Upstart's mission and technical challenges.