Analyst, Loan Accounting
@ Upgrade

Montreal, Quebec, Canada
On Site
Posted 4 days ago

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Job Details

About Upgrade

Upgrade is a fintech company providing affordable and responsible credit, mobile banking, and payment products. They delivered over $33 billion in credit to 5.5M customers and were the fastest growing company in the Americas last year.

Culture and Recognition

The company has built a collaborative and inclusive culture. Upgrade has been named a “Best Place to Work in the Bay Area” three years running, “Top Companies to work for in Arizona”, and recognized for diversity, women, culture, and veterans.

About the Role

As the Analyst, Loan Accounting at Upgrade, you will work with Finance, Investor, and Business Analysts in Phoenix and San Francisco. You will manage loan accounting tasks and records, ensuring accurate tracking of all loan transactions, including sales, purchases, and collections, while streamlining accounting processes.

Key Responsibilities

  • Own month-end close activities and revenue recognition reconciliations
  • Assist in audits and management reporting
  • Ensure accurate GAAP-compliant financial reporting
  • Build and refine Excel-based workpapers using advanced functions
  • Collaborate with cross-functional teams to streamline processes
  • Support ad hoc analysis and special projects
  • Identify opportunities for simplification and automation

What We Look For

  • Bachelor’s degree in Accounting or Finance
  • Strong GAAP knowledge and loan accounting principles
  • Excellent Excel skills including VLOOKUPs and PivotTables
  • Familiarity with ERP/Accounting systems (NetSuite, Floqast, Tableau)
  • Team player with strong communication skills
  • Bilingual in French and English
  • Sense of ownership and ability to adapt quickly

Benefits

  • Competitive salary and stock options
  • 100% paid medical, dental, and vision insurance
  • Generous PTO and paid parental leave
  • Opportunities for professional growth and development
  • Health & wellness initiatives

Key skills/competency

Loan Accounting, GAAP, Excel, Financial Reporting, Reconciliations, ERP, Audit, Automation, Cross-functional, Analysis

How to Get Hired at Upgrade

🎯 Tips for Getting Hired

  • Research Upgrade's culture: Study their awards, mission, and employee reviews.
  • Customize your resume: Highlight loan accounting and Excel skills.
  • Showcase GAAP expertise: Emphasize accounting principles in applications.
  • Prepare for interviews: Practice cross-functional and technical questions.

📝 Interview Preparation Advice

Technical Preparation

Review GAAP standards.
Practice advanced Excel functions.
Study ERP system functionalities.
Brush up on accounting software.

Behavioral Questions

Describe teamwork in challenging projects.
Explain handling strict deadlines calmly.
Discuss adapting to process changes.
Share examples of proactive problem-solving.

Frequently Asked Questions