Credit Risk Analyst
Toyota North America · Plano, TX
- On site
- Contract
- $90,000 / year
- Plano, TX
Job highlights
- Analyze credit risk for Toyota Financial Savings Bank.
- Develop reports and dashboards for risk monitoring.
- Utilize SQL, Python, and visualization tools.
- Support regulatory compliance and data quality.
- 6-month contract role in Plano, TX.
About the role
About Toyota North America
Collaborative. Respectful. A place to dream and do. These are just a few words that describe life at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high‑quality solutions designed to enhance lives and delight customers. We’re looking for diverse, talented team members who want to Dream. Do. Grow. with us.
Job Summary
Toyota Financial Savings Bank (TFSB) is seeking a detail‑oriented and data‑driven Credit Risk Analyst to join our Credit Risk team. This role is responsible for producing insightful reports, dashboards, and analytics that support credit risk monitoring, strategy evaluation, and regulatory compliance. The ideal candidate has strong technical skills, a solid understanding of credit risk concepts, and the ability to translate data into actionable insights.
What You’ll Be Doing
- Develop and maintain recurring and ad-hoc credit risk reports and dashboards.
- Conduct in-depth credit risk analysis across the credit lifecycle.
- Monitor key risk indicators (KRIs) and identify emerging trends.
- Streamline and automate reporting processes.
- Document reporting methodologies and maintain data dictionaries and process guides.
- Support regulatory and audit reporting requirements with accurate and timely data.
- Collaborate with cross-functional teams to enhance risk frameworks and improve data quality.
Qualifications (Must-Haves)
- Bachelor’s degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering, or another analytical/STEM field.
- 1–2 years of experience in analytical roles.
- Demonstrated experience in SQL or Python (skills will be tested during interviews).
- Experience with data visualization tools such as Tableau or Power BI.
- Strong problem‑solving skills in data acquisition, manipulation, cleaning, analysis, and presentation.
- Ability to interpret complex data, identify trends, and evaluate potential risks.
- Proficiency in Microsoft Office (Word, Excel, PowerPoint).
- Basic understanding of credit risk concepts.
Added Bonus (Preferred Qualifications)
- Master’s degree in an analytical field.
- Auto finance or banking industry experience.
- Certification in Tableau or Power BI.
Key skills/competency
- Credit Risk Analysis
- SQL
- Python
- Tableau
- Power BI
- Data Visualization
- Reporting
- Analytics
- Financial Services
- Risk Management
Skills & topics
- Credit Risk Analyst
- Analytics
- SQL
- Python
- Tableau
- Power BI
- Reporting
- Financial Services
- Risk Management
- Data Analysis
- Toyota
- Plano TX
- Contract
How to get hired
- Tailor your resume: Highlight your SQL, Python, data visualization, and credit risk experience. Quantify achievements wherever possible.
- Showcase analytical skills: Emphasize your problem-solving abilities in data manipulation, analysis, and presentation.
- Prepare for technical tests: Be ready to demonstrate your proficiency in SQL or Python during the interview process.
- Understand credit risk: Familiarize yourself with credit risk concepts and demonstrate your ability to interpret complex data.
- Research Toyota's culture: Align your application with Toyota's values of collaboration, respect, and innovation.
Technical preparation
Practice SQL queries for data extraction and manipulation.,Review Python for data analysis and scripting.,Build sample dashboards in Tableau or Power BI.,Understand core credit risk concepts.
Behavioral questions
Describe a complex data problem you solved.,How do you handle ambiguity in data?,Give an example of effective collaboration.,How do you prioritize multiple reporting tasks?
Frequently asked questions
- What is the duration of the Credit Risk Analyst contract at Toyota North America?
- The Credit Risk Analyst position at Toyota North America is a temporary assignment for a duration of 6 months.
- What is the hourly pay range for the Credit Risk Analyst role at Toyota?
- The hourly pay range for the Credit Risk Analyst position at Toyota North America is between $35 and $50 per hour.
- What are the required technical skills for the Credit Risk Analyst role?
- Required technical skills include demonstrated experience in SQL or Python, proficiency in Microsoft Office (Excel, Word, PowerPoint), and experience with data visualization tools like Tableau or Power BI. Basic understanding of credit risk concepts is also necessary.
- What educational background is preferred for the Credit Risk Analyst position?
- A Bachelor's degree or higher in Analytics, Statistics, Finance, Accounting, Math, Computer Science, Economics, Engineering, or another analytical/STEM field is required. A Master's degree in an analytical field is a plus.
- What is the work arrangement for the Credit Risk Analyst position?
- The Credit Risk Analyst position is located in Plano, TX, and does not require travel. It is likely an on-site or hybrid role, given the specific location.
- What benefits are offered for this contract role at Toyota?
- For this contract role at Toyota, benefits include Medical, Dental, Vision, and 401K.
- How can I increase my chances of getting hired as a Credit Risk Analyst at Toyota?
- To increase your chances, tailor your resume to highlight analytical skills, SQL/Python proficiency, and credit risk knowledge. Prepare for technical assessments and research Toyota's company culture and values.
- What type of analysis will a Credit Risk Analyst perform at Toyota?
- A Credit Risk Analyst will conduct in-depth credit risk analysis across the credit lifecycle, monitor key risk indicators, identify trends, and support regulatory reporting.