Compliance Analyst, Testing

About Tilt

At Tilt, we identify potential overlooked by traditional lenders. Our mobile-first products and machine learning credit models assess over 250 real-time financial signals, moving beyond conventional credit scores. With millions of global customers, we're actively reshaping financial access and building a new credit system that supports the working individual.

The Opportunity: Compliance Analyst, Testing

Tilt is seeking a Compliance Analyst, Testing to contribute to the development and execution of our compliance testing and monitoring program. In this essential role, you will ensure Tilt’s operations adhere to regulatory expectations and internal standards by testing controls, monitoring key processes, and identifying areas for automation and quality assurance enhancements.

This position is ideal for an individual with strong analytical and problem-solving skills, eager to apply them within compliance operations. You will execute daily testing plans, support control validation, and assist in designing automated tools to enhance the efficiency and scalability of compliance oversight. Collaborating closely with teams in Risk, Product, Engineering, and Operations, you will guarantee that compliance data and testing results are accurate, traceable, and actionable.

If you are detail-oriented, thrive in an analytical environment, and are motivated to help build a next-generation compliance program in a modern fintech setting, we encourage you to apply.

Tilt operates as a remote-first company, fostering team connectivity through regular offsites, which require travel at least twice per year.

How You'll Make An Impact

• Execute compliance testing and monitoring: Perform control testing, transaction reviews, and issue validation to assess adherence to regulatory and policy requirements.
• Enhance QA processes: Establish and maintain quality assurance procedures that ensure data accuracy and reliability across compliance workflows.
• Automate and streamline oversight: Identify manual processes suitable for automation and collaborate across teams to implement efficient solutions.
• Support compliance reporting: Collect and organize test results, prepare summaries for leadership and partner banks, and assist in drafting formal reports.
• Contribute to continuous monitoring: Review and triage monitoring alerts, identifying trends and systemic issues.
• Collaborate cross-functionally: Partner with Risk, Product, and Operations to integrate compliance testing insights into ongoing product and control enhancements.

Why You're a Great Fit

• 3+ years of experience in compliance testing, quality assurance, internal audit, or operational risk, preferably within consumer lending, fintech, or banking.
• Solid understanding of regulatory frameworks such as ECOA, FCRA, TILA, UDAAP, and GLBA, and their application to lending products.
• Strong analytical and technical skills, including comfort with structured datasets (e.g., SQL, Excel) for testing and validating compliance outcomes.
• Experience designing or executing testing scripts, QA procedures, or monitoring plans, ideally with exposure to automation or dashboard tools.
• Ability to document findings clearly and objectively, summarizing testing results to inform risk decisions.
• Curiosity about technology and process automation, with an interest in leveraging AI or workflow automation to improve compliance efficiency.
• Organized, detail-oriented, and proactive, with a commitment to continuous learning and process improvement.

Key skills/competency

• Compliance Testing
• Regulatory Compliance
• Quality Assurance
• Internal Audit
• Operational Risk
• SQL
• Excel
• Process Automation
• Data Analysis
• Fintech Regulations