Personal Lines Underwriter

@ The Commonwell Mutual Insurance Group

About The Personal Lines Underwriter Role

The Commonwell Mutual Insurance Group is a P&C Mutual company rooted in community values and known for exceptional customer service. They offer a rich history, profitable growth, and opportunities that emphasize team development and ingenuity in a remote-first work environment.

Position Overview

This role reviews, analyzes, and evaluates new business and renewals using various investigative methods. The underwriter will perform policy calculations, inspections, and provide essential support to brokers. Emphasis is on reducing claim exposure while promoting new business and retention.

Key Responsibilities

• Underwrite new business, renewals, endorsements, and inspection evaluations.
• Analyze large losses and claims risks and take corrective action.
• Provide technical expertise and policy wording interpretation to Claims and support staff.
• Collaborate with internal teams and external broker/agent partners.
• Mentor and support technical development within the underwriting team.

Required Expertise

Expertise in Automobile and Residential insurance (with Commercial Auto and/or Farm as assets) is required. Proficiency in Policy Administration Systems, Microsoft Office, and strong analytical, organizational, and communication skills are essential. Knowledge of underwriting guidelines, financial statement impacts, and relevant regulations including the Insurance Act and FSCO is important.

Perks and Benefits

• Remote work environment with flexible work arrangements.
• Competitive compensation with training, pension, and wellness programs.
• Opportunities for professional growth and team collaboration.
• Paid volunteer days and recognition platforms.

Key skills/competency

• Underwriting
• Risk Assessment
• Policy Analysis
• Insurance
• Automobile
• Residential
• Mathematical Calculations
• Technical Expertise
• Communication
• Regulatory Knowledge