Quality Executive - Retail MFB - Credit - Bijno... @ Tata Capital
placeUttar Pradesh, India
businessOn Site
scheduleFull time
Posted 3 days ago
Your Application Journey
Interview
Email Hiring Manager
****** @tatacapital.com
Recommended after applying
Job Details
About the Quality Executive - Retail Credit, Bijnor Role
The Quality Executive at Tata Capital is responsible for ensuring strict adherence to laid down policies and procedures in credit evaluation and documentation. This role focuses on personal discussion of cases and maintaining quality in retail credit operations.
Key Responsibilities
- Conduct personal discussions on cases per policies and procedures.
- Adhere to agreed SLAs and timelines for assigned activities.
- Underwrite, process disbursements, evaluate collateral, and coordinate with cross-functional sales and operations teams.
- Protect company assets by evaluating credit requests, setting credit limits, and ensuring proper documentation and collateral security.
- Communicate credit decisions effectively with stakeholders.
- Improve underwriting efficiencies while managing risk.
- Perform Loan Account Verification, KYC checks, bank passbook reviews, income and expense assessments, and compliance verifications.
Key Skills/Competency
- Underwriting
- Disbursements
- Collateral Evaluation
- Risk Management
- Loan Verification
- KYC
- Compliance
- Documentation
- Cross-functional Coordination
- Credit Analysis
How to Get Hired at Tata Capital
🎯 Tips for Getting Hired
- Customize your resume: Highlight credit evaluation and underwriting skills.
- Research Tata Capital: Understand their credit and retail operations.
- Prepare for interviews: Review SLAs, KYC, and compliance procedures.
- Practice case studies: Focus on retail credit scenarios.
📝 Interview Preparation Advice
Technical Preparation
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Review underwriting guidelines and policy documents.
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Practice KYC and document verification procedures.
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Study credit analysis and risk evaluation methods.
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Understand compliance requirements and SLA metrics.
Behavioral Questions
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Describe past credit evaluation experiences.
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Explain handling tight deadlines and SLAs.
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Share an example of cross-functional teamwork.
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Discuss approach to risk management challenges.
Frequently Asked Questions
What does a Quality Executive at Tata Capital do?
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How important is experience in underwriting for Tata Capital's Quality Executive?
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What skills does Tata Capital look for in a Quality Executive?
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Can a candidate with limited experience apply for the Quality Executive role at Tata Capital?
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What responsibilities are emphasized for Tata Capital’s Quality Executive?
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Is there any emphasis on KYC processes in Tata Capital's Quality Executive role?
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How does Tata Capital ensure quality in credit operations?
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What type of coordination is expected from a Quality Executive at Tata Capital?
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What does SLAs mean in the context of Tata Capital's Quality Executive role?
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What is the career impact of working as a Quality Executive at Tata Capital?
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