17 hours ago

Software Engineer, Money as a Service

Stripe

On Site
Full Time
SGD 225,000
Singapore, Singapore

Job Overview

Job TitleSoftware Engineer, Money as a Service
Job TypeFull Time
Offered SalarySGD 225,000
LocationSingapore, Singapore

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Job Description

Software Engineer, Money as a Service at Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the world’s largest enterprises to the most ambitious startups - use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone's reach while doing the most important work of your career.

Money as a Service (MaaS) oversees a diverse portfolio of Stripe's core products and platforms. The team is building the future of Stripe’s money management (“v2”) while supporting the most fundamental money management capabilities of Stripe today (“v1”). This team also builds, maintains, and extends the financial account which is the primitive building block for user-facing capabilities to fund, store, and move money, enabling our users to run their entire business operations on Stripe.

What you’ll do

We’re looking for Backend Engineers who want to make an impact on managing money at a global scale with a passion for building ergonomic APIs. You’ll play a key role in extending our Global Payouts and Treasury Network to ensure that both large enterprises as well as smaller SMB's in APAC can use Stripe for all their money management needs: payouts, FX, issuing, yield, … and many more. Our team collaborates with many cross-functional teams – from Infrastructure to Product – at Stripe to deliver innovative solutions that address evolving user needs.

Responsibilities

  • Scope, design, build, and maintain APIs, services, and large-scale systems that reliably and efficiently handle billions of money movement requests
  • Debug and solve critical production issues across services and multiple levels of the stack
  • Mentor engineers to help them grow
  • Collaborate with stakeholders across the company to build new features at large-scale, while improving internal engineering standards, tooling, and processes
  • Collaborate effectively in a distributed and hybrid team, maintaining open communication and strong connections with colleagues

Who you are

We're looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements, you are encouraged to apply. The preferred qualifications are a bonus, not a requirement.

Minimum Requirements

  • 5-12+ years of industry software engineering experience (does not include internships nor includes co-ops)
  • Strong coding skills in any programming language (we understand new languages can be learned on the job so our interview process is language agnostic)
  • Strong collaboration skills, can work across workstreams within your team and contribute to your peers’ success
  • Have the ability to thrive on a high level of autonomy, responsibility, and think of yourself as entrepreneurial
  • Interest in working as a generalist across varying technologies and stacks to solve problems and delight both internal and external users

Preferred Qualifications

  • Experience with large-scale financial tracking systems
  • Good understanding and practical knowledge in cloud based services (e.g. gRPC, GraphQL, Docker/Kubernetes, cloud services such as AWS, etc.)

In-office expectations

Office-assigned Stripes in most of our locations are currently expected to spend at least 50% of the time in a given month in their local office or with users. This expectation may vary depending on role, team and location. For example, Stripes in our Bucharest, Romania site have an 80% in-office expectation, and those in Stripe Delivery Center roles in Mexico City, Mexico and Bengaluru, India work 100% from the office. Also, some teams have greater in-office attendance requirements, to appropriately support our users and workflows, which the hiring manager will discuss. This approach helps strike a balance between bringing people together for in-person collaboration and learning from each other, while supporting flexibility when possible.

Pay and benefits

The annual salary range for this role in the primary location is S$180,000 - S$270,000. This range may change if you are hired in another location. For sales roles, the range provided is the role’s On Target Earnings (“OTE”) range, meaning that the range includes both the sales commissions/sales bonuses target and annual base salary for the role. This salary range may be inclusive of several career levels at Stripe and will be narrowed during the interview process based on a number of factors, including the candidate’s experience, qualifications, and specific location. Applicants interested in this role and who are not located in the primary location may request the annual salary range for their location during the interview process.

Specific benefits and details about what compensation is included in the salary range listed above will vary depending on the applicant’s location and can be discussed in more detail during the interview process. Benefits/additional compensation for this role may include: equity, company bonus or sales commissions/bonuses; retirement plans; health benefits; and wellness stipends.

Key skills/competency

  • API development
  • Distributed systems
  • Financial services
  • Backend engineering
  • Debugging
  • System design
  • Scalability
  • Cross-functional collaboration
  • Mentorship
  • Treasury network

Tags:

Software Engineer, Money as a Service
API development
distributed systems
financial services
backend engineering
debugging
system design
scalability
cross-functional collaboration
mentorship
treasury network
gRPC
GraphQL
Docker
Kubernetes
AWS
Go
Java
Python
PostgreSQL
Kafka

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How to Get Hired at Stripe

  • Research Stripe's culture: Study their mission, values, recent news, and employee testimonials on LinkedIn and Glassdoor.
  • Tailor your resume for Money as a Service: Highlight experience with financial systems, API design, and global payment solutions.
  • Showcase backend engineering skills: Emphasize problem-solving, scalable system design, and strong coding proficiency in any language.
  • Prepare for systems design interviews: Focus on architecting large-scale, fault-tolerant financial infrastructure and API ergonomics.
  • Demonstrate collaboration and autonomy: Share examples of successful teamwork, mentorship, and taking initiative in complex projects.

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