Risk Strategist, User Risk Strategy
Stripe · United States
- Hybrid
- Full-time
- $154,500 / year
- United States
Job highlights
- Drive risk strategy for financial services deals.
- Partner with internal teams for user solutions.
- Evaluate new financial use cases for safety.
- Analyze risk performance for strategic growth.
- Represent Stripe with key partners.
About the role
About Stripe
Stripe is a financial infrastructure platform for businesses. Millions of companies—from the world’s largest enterprises to the most ambitious startups—use Stripe to accept payments, grow their revenue, and accelerate new business opportunities. Our mission is to increase the GDP of the internet, and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyone’s reach while doing the most important work of your career.
About The Team
As Stripe continues to develop innovative products that serve businesses of all sizes around the world, risk will increase in complexity and scale. The User Risk Strategy org protects and advances Stripe’s business, brand, and mission by building and deploying market-leading policies and practices that instill user and partner trust in Stripe while enabling business growth.
What you’ll do
Under the User Risk Strategy org, you'll be part of the Industry Expansion Strategy team. Our focus is to unlock revenue by strategically expanding supportability for users in highly regulated industries. You'll embed within Sales account teams to provide high-quality risk advisory support to onboard large enterprise users. You'll partner with Compliance, Legal, Financial Partnerships, Product, and Credit Risk to design and execute on custom risk mitigation strategies for users in the Financial Services vertical. You'll also provide expert guidance and analyses to help grow novel business models on Stripe (e.g., predictive markets, P2P money transmission, stablecoin remittance) in a risk-conscious manner.
We're looking for someone who is passionate about navigating ambiguity, enabling business growth while balancing risk, and is skilled at identifying ways to improve user experience.
Responsibilities
- Embed within Sales teams to drive pre-onboarding Risk Due Diligence strategy (incl. AML/KYC and sanctions compliance, creditworthiness) for large, complex Financial Services deals.
- Partner with Stripe's Sales, Legal, Compliance Product, and Financial Partnerships teams to drive sophisticated solutions and ensure a positive experience for Stripe's largest users.
- Evaluate emerging Financial Services use cases for supportability and develop the frameworks that allow Stripe to access these users and markets responsibly.
- Perform research and analysis to assess Stripe's current risk performance and develop and prioritize long-term strategic plans for future growth.
- Challenge the status quo and provide multiple alternative solutions and key execution criteria.
- Represent Stripe in external engagements with our most critical partners and users.
- Execute special projects and ad hoc analyses as initiatives, products, risks, and opportunities constantly evolve.
Key skills/competency
- Risk Strategy
- Financial Services
- Payments
- FinTech
- AML/KYC
- Compliance
- Credit Risk
- Sales Enablement
- Strategic Planning
- Stakeholder Management
Skills & topics
- Risk Strategist
- Financial Services
- Payments
- FinTech
- Risk Management
- Compliance
- AML
- KYC
- Strategy
- Sales
- User Risk
- Enterprise
- Regulation
- Credit Risk
- Fraud Risk
- Consulting
- Product
- Engineering
- Legal
- Partnerships
How to get hired
- Tailor your resume: Highlight experience in Financial Services, Payments, or FinTech, and emphasize AML/KYC, OFAC, and credit risk expertise.
- Craft a compelling application: Clearly articulate your ability to navigate ambiguity, balance growth with risk, and improve user experience.
- Prepare for behavioral questions: Be ready to discuss examples of deriving insights, influencing cross-functional teams, and leading without formal authority.
- Showcase technical acumen: Demonstrate familiarity with banking regulations and experience working with product and engineering teams on risk solutions.
- Research Stripe's culture: Understand their mission to increase the GDP of the internet and their focus on enabling business growth.
Technical preparation
Behavioral questions
Frequently asked questions
- What is the primary focus of the User Risk Strategy team at Stripe for this Risk Strategist role?
- The User Risk Strategy team, specifically the Industry Expansion Strategy team, focuses on unlocking revenue by expanding support for users in regulated industries. This Risk Strategist role will embed within Sales to provide risk advisory for large enterprise users in Financial Services and develop strategies for novel business models.
- What are the key regulatory areas this Risk Strategist needs to be familiar with at Stripe?
- This Risk Strategist role requires familiarity with banking and money movement regulations, including KYC/KYB, AML, OFAC compliance, and credit and fraud risk. Experience in these areas is crucial for assessing and mitigating risks for Stripe's users.
- How does Stripe approach hybrid work for the Risk Strategist position?
- This Risk Strategist role offers a hybrid work arrangement. Employees can choose to work in an office or remotely (more than 35 miles from a Stripe office), with in-office employees expected to spend at least 50% of their time collaborating in person.
- What is the salary range for the Risk Strategist role at Stripe?
- The annual US base salary range for this Risk Strategist position is $123,600 - $185,400. This range may vary based on factors like experience and location, and for sales roles, it represents On Target Earnings (OTE).
- Can I apply for the Risk Strategist role at Stripe if I live outside the US?
- Yes, you can apply for the Risk Strategist role if you live outside the US. Applicants outside the US can request the annual salary range for their specific location during the interview process.
- What type of experience is most valuable for a Risk Strategist at Stripe?
- Stripe values at least 5 years of professional experience, preferably in Financial Services, Payments, or FinTech. Experience in risk, compliance, legal, or consulting, with a focus on developing risk strategies and working with technical teams, is highly desirable.
- How will my contributions as a Risk Strategist impact Stripe's business?
- As a Risk Strategist, your contributions will directly impact Stripe's business by enabling growth in highly regulated industries, ensuring user trust through robust risk mitigation, and helping to responsibly expand into new markets and business models.