Compliance Officer - Investment Products

About Satispay and the Compliance Officer - Investment Products Role

Satispay was born to revolutionise everyday payments and is now shaping the future of money. We are a movement empowering millions, driven by a shared purpose to tackle big challenges. As a Compliance Officer - Investment Products, you will play a key role in ensuring our compliance with all applicable regulations, with a primary focus on MiFID II across all investment offerings. This opportunity requires relocation to our Luxembourg office.

We move quickly, think boldly, and trust each other to challenge the norm, learning and growing as we go. If you're looking to build something impactful with a talented team, you're in the right place.

What You'll Be Doing

• Compliance Framework: Support the Head of the Compliance department in implementing and maintaining a robust Compliance Monitoring Programme. Perform second-line of-defense controls, highlight weaknesses, and issue recommendations.
• Risk Management: Identify, assess, and mitigate compliance risks associated with existing and new investment products, including specific risks presented by crypto-assets. Support the management of compliance incidents.
• Horizon Scanning and Advisory: Monitor changes in laws and regulations and advise the Authorised Management and Product teams on business impacts.
• Regulatory Strategy & Licensing: Contribute to the regulatory strategy and support future license extension processes.
• Policies and Procedures Framework: Assist in drafting, updating, and maintaining compliance policies.
• Regulatory Reporting: Support in timely and accurate regulatory reporting, including the CSSF annual questionnaire on financial crime.
• Interaction with Regulators and Auditors: Support interactions with regulators on matters related to investment services, inspections, and periodic updates. Assist in coordinating and preparing responses for audits.
• Training: Assist in developing and help deliver compliance training programs for employees.
• Reporting: Support in drafting regular reports on Compliance matters to the Authorised Management and Board of Directors.

Expect challenges, collaboration, and the freedom to bring your ideas to life. Be ready to adapt, take initiative, and shape your role as we grow.

Who We're Looking For

We need a problem-solver who loves teamwork and gets things done. If you're curious and ready for real ownership, you'll fit in!

• Compliance Experience: 3-5 years in a regulated financial institution (e.g., bank, EMI, PI, MiFID investment firm, ManCo, or VASP), with hands-on exposure to MiFID II, in Luxembourg or Europe.
• Regulatory Knowledge: Experience working within a compliance framework is required; direct exposure to audits and inspections is a strong plus.
• Regulatory Understanding: European regulations, including MiFID II and ideally MiCA, and Luxembourg laws applicable to Investment firms.
• Interest in Fintech and Investments: Including virtual assets, with a strong understanding of technology-driven environments (e.g., automated onboarding, transaction monitoring tools).
• AML/CFT Knowledge: Including transaction monitoring and international financial sanctions.
• Organizational Skills: Ability to work independently.
• Curiosity and Proactivity: A drive to learn and take initiative.
• Fluent in English: Both written and spoken.
• Excellent Communication and Writing Skills: Convey complex information clearly and concisely.

Don't worry if you don't tick every box. We believe in the power of different viewpoints and strengths. Your unique perspective is important as we build something special. If you're passionate and can make a difference, we truly encourage you to apply.

Our Benefits & Perks

We believe high commitment, effort, and impact deserve to be highly rewarded and supported. That’s why we created Satispay CareAbout, our way of making sure you’re supported in your well-being, growth, and finances:

• CareAbout Health & Well-being: Unlimited paid time off, psychological support & mental health webinars with Serenis, flexible hybrid working system, extended parental leave, childcare leave.
• CareAbout Growth & Development: Professional development programmes, internal mobility program, language classes with Preply, internal workshops & training.
• CareAbout Financial Support: Stock Option Plan (with additional grants often provided based on performance), international relocation support, competitive salary, meal vouchers.

Key skills/competency

• MiFID II
• Regulatory Compliance
• Investment Products
• Risk Management
• Crypto-assets
• AML/CFT
• Financial Services
• Regulatory Reporting
• Luxembourg Regulations
• Policy Development