Head of Risk

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth, 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They're among the first to be involved in new initiatives, from tech to customer support.

We're looking for a Head of Risk to collaborate across departments on risk-based activities. You'll lead risk management to raise awareness on relevant financial regulations and ensure Revolut remains compliant at all times.

Up to shape what's next in finance? Let's get in touch.

What You'll Be Doing

• Developing, implementing, and owning the entity’s Enterprise Risk Management (ERM) framework, including policies and procedures, key risk indicators (KRIs), and a risk appetite framework
• Implementing risk management processes that are efficient and effective (minimal bureaucracy, maximum impact)
• Providing independent oversight of credit, market, liquidity, and operational risk, including the delivery of Board Risk Committee reporting and executive risk insights
• Acting as primary risk liaison with local regulators and managing supervisory engagement
• Overseeing stress testing, capital and liquidity risk inputs, and scenario analysis
• Ensuring impactful operational resilience, outsourcing, and third-party risk frameworks
• Working with the first line of defence to identify potential risks and implement adequate mitigation

What You'll Need

• 10+ years of senior-level experience managing risk functions in a regulated bank or deposit-taking institution, preferably as Chief Risk Officer or Head of Risk
• A proven track record in setting up and managing second line of defence risk functions
• An understanding of prudential regulation (capital, liquidity, stress testing, governance)
• Proven ownership of an enterprise risk management (ERM) framework, and experience implementing and monitoring a risk appetite framework
• Direct interaction with regulators and participation in supervisory reviews
• A technical background in creating and implementing simple solutions quickly
• A passion for delivering great customer outcomes
• Outstanding leadership and communication skills

Nice to have

• Exposure to high-growth startups or scale-ups in finance, digital banking, or across other industries
• Experience operating in a matrix/group structure and aligning with group risk standards

Key skills/competency

• Enterprise Risk Management
• Regulatory Compliance
• Prudential Regulation
• Credit Risk Management
• Market Risk Management
• Liquidity Risk Management
• Operational Risk Management
• Risk Appetite Frameworks
• Stress Testing
• Financial Leadership