Financial Risk Manager

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About The Role

Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They're among the first to be involved in new initiatives, from tech to customer support.

We're looking for a Financial Risk Manager to identify, quantify, and manage financial and trading risk. You'll join the second line of defence to ensure that first-line businesses properly manage risks and controls.

You'll work closely with Treasury, Finance, Operations, Technology, and the broader Risk team to independently assess and oversee risk-taking activities.

Up to shape what's next in finance? Let's get in touch.

What You'll Be Doing

• Developing and maintaining financial risk policies, stress testing, analytics, and reporting systems
• Setting standards for managing capital, liquidity, and interest rate risks, including risk appetite and balance sheet management
• Defining responses to changes in financial risk regulation and funding plan requirements
• Engaging and challenging first-line businesses to identify, monitor, and govern emerging financial risks, including ongoing activities and new product risk assessments
• Modelling financial risks under various stress scenarios using appropriate assumptions and calibrations
• Analysing retail credit portfolio and credit risk models
• Monitoring capital, liquidity, and interest rate risk exposures against internal and regulatory limits
• Building relationships with senior stakeholders to support risk governance and challenge emerging risks

What You'll Need

• 6+ years of experience in financial risk management
• A degree in economics, accounting, business administration, or an equivalent field
• A background in the financial services industry
• An understanding of bank financials, liquidity, and capital
• Knowledge of risk-related regulations and their application in the banking industry
• Familiarity with stress-testing methodologies
• Hands-on knowledge of model development, implementation, and governance
• An analytical mindset to break down complex problems and work with data
• Autonomy in decision-making and driving change with sound judgement
• Excellent analytical and interpersonal skills

Nice to have

• Familiarity with SQL or other scripting language
• Knowledge of credit risk and retail credit models

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Key skills/competency

• Financial risk management
• Capital management
• Liquidity risk
• Interest rate risk
• Stress testing
• Risk appetite
• Balance sheet management
• Regulatory compliance
• Credit risk models
• Stakeholder management