Software Engineer I, Fullstack, Risk Engineering

About the Opportunity for a Software Engineer I, Fullstack, Risk Engineering

A growth-stage, NYC-headquartered FinTech organization is focused on improving the rent payment experience by enabling users to pay rent throughout the month on a flexible schedule. The mission is to empower renters with flexibility over their most significant recurring expense. As a Software Engineer I, Fullstack, Risk Engineering, you will join the Risk Engineering team to develop services and APIs supporting risk decisioning, fraud prevention, and credit access systems.

Responsibilities

• Build and maintain backend services and APIs in Java (Spring Boot) for real-time risk decisioning and fraud prevention.
• Develop user-facing features using TypeScript with React and/or React Native for risk-related flows on web and mobile.
• Collaborate with product, design, and engineering partners to deliver features from requirements to production.
• Write clean, well-tested, and maintainable code; participate in code reviews and learn best practices.
• Monitor, debug, and support production systems, gaining experience with distributed systems and operational excellence.

Requirements

• Bachelor’s degree in Computer Science or related field or equivalent practical experience.
• Strong knowledge of Java and object-oriented programming principles.
• Experience with React or React Native and proficiency in TypeScript.
• Understanding of data structures, algorithms, and basic system design concepts.
• Familiarity with REST APIs and service-oriented architectures.
• Experience with relational databases and SQL queries.
• Familiarity with Git or other version control systems.
• Effective communication and collaboration skills.
• Curiosity and desire to learn about system operations.

Preferred Qualifications

• Exposure to risk engineering, fraud detection, or decision platforms.
• Experience building mobile and web UIs to product and design specifications.
• Knowledge of React Native and React ecosystems, including Hooks, Components, Context, and Redux.
• Experience with Spring Boot or backend service development.
• Basic knowledge of cloud platforms, particularly AWS.
• Familiarity with CI/CD pipelines such as GitHub Actions.
• Exposure to observability and monitoring tools like DataDog.
• Experience or coursework with data platforms such as Snowflake.
• Familiarity with Infrastructure as Code tools like CDK or Terraform.
• Strong written and verbal communication skills.

Compensation

For NY/NJ/CA locations, base salary range is $139,000 to $153,000. For all other states, base salary range is $125,000 to $138,000.

Benefits & Perks

• Competitive medical, dental, and vision coverage from Day 1 (U.S. full-time employees).
• Company equity.
• 401(k) plan with company match starting in 2026 (U.S. full-time employees).
• Unlimited paid time off plus 13 company paid holidays.
• Parental leave.
• Employee assistance program.
• Free subscription to the company’s service.
• For full-time non-U.S. employees: competitive compensation, company equity, and unlimited PTO.

Key skills/competency

• Java
• Spring Boot
• React
• TypeScript
• REST APIs
• SQL
• Git
• Risk Engineering
• Fraud Prevention
• AWS