Software Engineer, Fullstack, Risk Engineering

About the Opportunity

Join a growth-stage, NYC-headquartered FinTech organization focused on revolutionizing the rent payment experience. This innovative company empowers renters with financial flexibility by enabling flexible rent payments throughout the month. As a Software Engineer, Fullstack, Risk Engineering, you will be a vital part of the Risk Engineering team, building robust services and APIs that support critical functions like risk decisioning, fraud prevention, and credit access systems.

Responsibilities

• Build and maintain resilient backend services and APIs using Java (Spring Boot) to facilitate real-time risk decisioning and fraud prevention.
• Develop intuitive, user-facing features with TypeScript, React, and/or React Native for seamless integration into risk-related web and mobile flows.
• Collaborate closely with product, design, and engineering teams, translating requirements into impactful production features.
• Write clean, well-tested, and maintainable code, actively participating in code reviews to uphold best practices and quality standards.
• Monitor, debug, and provide support for production systems, gaining invaluable experience in distributed systems and operational excellence.

Requirements

• Bachelor’s degree in Computer Science or a related field, or equivalent practical experience.
• Strong foundational knowledge of Java and object-oriented programming (OOP) principles.
• Proficiency in front-end development using React or React Native, coupled with TypeScript.
• Solid understanding of data structures, algorithms, and fundamental system design concepts.
• Familiarity with REST APIs and the principles of service-oriented architectures.
• Experience working with relational databases and writing SQL queries.
• Proficiency with Git or other modern version control systems.
• Effective communication and strong collaboration abilities.
• A genuine curiosity and eagerness to learn about system operations.

Preferred Qualifications

• Exposure to specialized domains such as risk engineering, fraud detection, or decision platforms.
• Prior experience in building mobile and web user interfaces according to product and design specifications.
• In-depth knowledge of the React Native and React ecosystems, including Hooks, Components, Context, and Redux.
• Practical experience with Spring Boot or developing backend services.
• Basic understanding of cloud platforms, especially Amazon Web Services (AWS).
• Familiarity with Continuous Integration/Continuous Deployment (CI/CD) pipelines, such as GitHub Actions.
• Exposure to observability and monitoring tools like DataDog.
• Experience or relevant coursework with data platforms like Snowflake.
• Familiarity with Infrastructure as Code (IaC) tools like CDK or Terraform.
• Demonstrated strong written and verbal communication skills.

Compensation

The base salary range for this position varies by location:

• For NY, NJ, and CA locations: $139,000 to $153,000 annually.
• For all other eligible states: $125,000 to $138,000 annually.

Benefits & Perks

The company offers a comprehensive benefits package designed to support employee well-being and growth:

• Competitive medical, dental, and vision coverage, effective from Day 1 for U.S. full-time employees.
• Company equity, aligning your success with the company’s growth.
• 401(k) plan with a company match, starting in 2026 for U.S. full-time employees.
• Unlimited paid time off (PTO) plus 13 company-paid holidays.
• Generous parental leave policy.
• Access to an employee assistance program.
• Complimentary subscription to the company’s innovative service.
• For full-time non-U.S. employees: competitive compensation, company equity, and unlimited PTO.

Key skills/competency

• Java
• Spring Boot
• React
• TypeScript
• Risk Engineering
• Fraud Prevention
• Distributed Systems
• REST APIs
• SQL
• System Design