AML Ops Analyst LATAM @ Reap
Your Application Journey
Email Hiring Manager
Job Details
About Reap
Reap is a global financial technology company headquartered in Hong Kong with employees across multiple countries. We enable financial connectivity and access for businesses worldwide by combining traditional finance with stablecoins for efficient money movement. Our stablecoin-powered corporate cards, payments, and expense management tools streamline financial operations and help businesses scale. Our APIs let businesses integrate stablecoin-enabled finance into their own products and services, from issuing Visa cards to facilitating cross-border payments. Backed by leading investors such as Index Ventures and HashKey Capital, Reap is building the future of borderless, stablecoin-enabled finance.
About The Team
The Compliance Operations Team is central to safeguarding the business and its customers as Reap expands globally. Reporting to the LATAM Compliance Operations Lead, you will work closely with the LATAM Regulatory and Compliance Head, Global Compliance Managers, and various cross-functional teams across LATAM and the headquarters. This role is part of the Legal, Risk & Compliance function led by the Head of LRC in a fast-paced, high-growth fintech environment.
What You'll Do
- Own and drive end-to-end compliance operations across client lifecycle and transaction flows.
- Conduct KYC/KYB reviews for new and existing clients, assessing complex corporate structures and high-risk business models.
- Manage payment reviews and transaction monitoring to investigate suspicious patterns and fraud indicators.
- Lead periodic reviews, ongoing due diligence, and risk re-rating exercises.
- Oversee alert handling, investigation, and documentation in line with escalation protocols.
- Analyze risk-based data trends and collaborate with analytics/product teams to refine controls.
- Develop and improve SOPs, control checklists, and maker-checker processes, serving as a checker for sensitive cases.
- Support regulatory readiness through audit support and high-quality documentation.
Qualifications and Experience
Minimum 5+ years in AML compliance within fintech, payments, cards, crypto, or financial services. Experience in end-to-end compliance operations including KYC/KYB, transaction monitoring, STR/SAR processes, sanctions screening, and ongoing due diligence is essential. Blockchain monitoring tool experience (e.g., Chainalysis) is a plus.
What We're Looking For
- Fluency in business English; Portuguese proficiency is a strong advantage.
- Strong global AML/CTF standards knowledge and ability to translate regulations into operational processes.
- Demonstrated balance in strategic execution and detailed maker-checker process management.
- Excellent project ownership with experience in coordinating across multiple teams like Product, Growth, QA, Legal, and Finance Ops.
Key skills/competency
- AML Compliance
- KYC
- Due Diligence
- Transaction Monitoring
- Risk Analysis
- Regulatory Standards
- Maker-Checker
- Fintech
- Project Ownership
- Data Analysis
How to Get Hired at Reap
🎯 Tips for Getting Hired
- Customize your resume: Highlight relevant AML compliance experience.
- Emphasize fintech skills: Focus on stablecoin and regulatory expertise.
- Showcase project ownership: Detail your maker-checker process experience.
- Prepare for interviews: Research global AML standards and cross-border finance.