Business Purpose Lending (BPL) Diligence Analyst (100% Remote)
Radian · United States
- Hybrid
- Full-time
- $57,416 / year
- United States
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Job highlights
- Review residential mortgage loans for accuracy.
- Analyze loan terms and adherence to guidelines.
- Monitor workload and production metrics.
- Collaborate with team members to resolve issues.
- Identify and recommend process improvements.
About the role
Business Purpose Lending Diligence Analyst
At Radian, we see you. For the person you are and the potential you hold. That’s why we’ve embraced a new way of working that lets our people across the country be themselves, be their best and be their boldest. Because when each of us is truly seen, each of us gives our best – and at Radian, we’ll give you our best right back.
See Yourself as a BPL Diligence Analyst
The BPL (business purpose loan) Diligence Analyst is responsible for performing due diligence reviews of closed Residential DSCR (debt service coverage ratio) and RTL (residential transition loan) mortgage loans, covering all product types included therein, such as Cross-collateralization and Bridge. In this role, the Analyst will execute detailed reviews, analysis and validation of origination loan terms and adherence to Lender Guideline requirements/parameters.
Primary Duties and Responsibilities
- Perform BPL diligence activities to ensure accurate, timely, and high‑quality product delivery in accordance with established standards and guidelines.
- Review and analyze assigned loan files and diligence outputs to ensure completeness, accuracy, and adherence to internal processes and external requirements.
- Monitor personal workload and production metrics (e.g., turnaround time, quality benchmarks) and escalate risks or delays as appropriate.
- Collaborate with peers, process partners, and leadership to support smooth workflow execution and issue resolution.
- Identify process gaps, errors, or inefficiencies and provide recommendations or feedback to support continuous improvement efforts.
- Perform other duties as assigned or apparent.
Job Specifications
Education and Experience
- HS Diploma or GED
- 2 or more years of prior residential mortgage-related experience (origination underwriting/processing, or secondary market due diligence)
Additional Qualifications
- Strong familiarity with Lender guidelines
- Knowledge of all standard mortgage documents and the critical data points contained therein (legal, valuation, title, insurance, application, settlement statement, disclosures)
- Experience working within origination LOS and/or due diligence systems.
- Proficiency in performing basic income and asset calculations as well as credit report analysis
- Compliance experience is not required
- Strong analytical skills with particular emphasis regarding attention to detail and accuracy
Why You Should Work With Us
Compensation and Benefits
- Competitive Compensation: anticipated base hourly rate from $19.45 to $27.75 based on skills and experience. This position is eligible to participate in an annual incentive program.
- Rest and Relaxation: This role is eligible for 20 days of paid time off annually, prorated in the year of hire. Eligible for 9 paid holidays + 2 floating holidays. Parental leave is also offered.
- Comprehensive Health Benefits: Multiple medical plan choices, including HSA and FSA options, dental, vision, and basic life insurance.
- Prepare for your Future: 401(k) with a top of market company match (immediately vested) and an opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP).
- Homebuyer Perks: Program helps employees navigate home searching, buying, selling, and refinancing processes with financial benefits.
Company Impact and Recognition
- Radian has been recognized by multiple organizations such as Bloomberg’s Gender-Equality Index, HousingWire’s Tech 100, and The Forum of Executive Women’s Champion of Board Diversity.
- Radian has pledged to SHRM’s CEO Action for Inclusion & Diversity commitment.
Additional Information
- The application period is estimated to be 20 days from the posting date but may be shortened or extended.
- Radian will consider qualified applicants with arrest or conviction records in accordance with applicable laws.
About Radian
Radian Group Inc. (NYSE: RDN) is a trusted, global multi-line specialty insurer that helps businesses navigate risk with confidence. Built on financial strength and disciplined risk management, Radian brings clarity to complex risk decisions through its proprietary view of risk and a global perspective.
Key skills/competency
- Business Purpose Lending
- Diligence Analyst
- Residential Mortgage
- Underwriting
- Loan Review
- Risk Management
- Financial Analysis
- Attention to Detail
- Lender Guidelines
- Mortgage Documents
Skills & topics
- Business Purpose Lending
- Diligence Analyst
- Mortgage Due Diligence
- Residential Mortgage
- Loan Review
- Underwriting Support
- Financial Analysis
- Remote Work
- Lender Guidelines
- Mortgage Documents
How to get hired
- Tailor your resume: Highlight mortgage-related experience, diligence skills, and familiarity with lender guidelines.
- Address required qualifications: Emphasize your HS Diploma/GED and 2+ years in residential mortgage origination or processing.
- Showcase analytical skills: Provide examples of attention to detail, accuracy, and proficiency in income/asset calculations.
- Demonstrate system proficiency: Mention experience with LOS or due diligence systems if applicable.
- Apply promptly: The application period is limited; submit your application to be considered.
Technical preparation
Master lender guideline documentation.,Practice mortgage document analysis.,Familiarize with LOS systems.,Sharpen income/asset calculation skills.
Behavioral questions
Detail accuracy and attention to detail examples.,Describe workload management strategies.,Share teamwork and collaboration experiences.,Provide examples of process improvement ideas.
Frequently asked questions
- What is the application deadline for the Business Purpose Lending Diligence Analyst role at Radian?
- The application period is estimated to be 20 days from the job posting date. However, this timeline may be shortened or extended based on business needs and the availability of qualified candidates. It's advisable to apply as soon as possible.
- What are the essential qualifications for a Business Purpose Lending Diligence Analyst at Radian?
- To be considered for the Business Purpose Lending Diligence Analyst position at Radian, you need a HS Diploma or GED and at least 2 years of prior residential mortgage-related experience. This includes experience in origination, underwriting, processing, or secondary market due diligence. Strong familiarity with lender guidelines and knowledge of standard mortgage documents are also crucial.
- Is experience with compliance required for the BPL Diligence Analyst role at Radian?
- No, compliance experience is not required for the Business Purpose Lending Diligence Analyst role at Radian. The focus is on your ability to perform due diligence reviews, analyze loan terms, and ensure adherence to lender guidelines.
- What is the expected hourly pay range for the Business Purpose Lending Diligence Analyst position?
- The anticipated base hourly rate for the Business Purpose Lending Diligence Analyst position ranges from $19.45 to $27.75, depending on your skills and experience. The role is also eligible for an annual incentive program.
- Does Radian offer remote work for the Business Purpose Lending Diligence Analyst position?
- Yes, the Business Purpose Lending Diligence Analyst position is advertised as 100% remote, allowing you to work from anywhere in the country.
- What kind of mortgage loans does the BPL Diligence Analyst review at Radian?
- The BPL Diligence Analyst performs due diligence reviews on closed Residential DSCR (debt service coverage ratio) and RTL (residential transition loan) mortgage loans. This includes product types like Cross-collateralization and Bridge loans.
- How does Radian handle applications from candidates with arrest or conviction records for this role?
- Radian will consider for employment qualified applicants with arrest or conviction records in a manner consistent with the requirements of the law, including any applicable fair chance law. This approach ensures fair consideration for all candidates.
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