Senior Hypotheekacceptant

About This Role

As a Senior Hypotheekacceptant at Projective Talent, you will leverage and deepen your extensive experience in mortgage acceptance. This long-term assignment with a major Dutch financial service provider offers direct impact on the quality of mortgage files. You'll work with like-minded colleagues who value your pace and accuracy, within a stable and well-organized mid-office process. This role is where your expertise truly counts, offering continuous learning opportunities.

The Role in Short

As a Senior Hypotheekacceptant, you will assess complete mortgage applications from initial to final approval. You will collaborate closely with advisors and intermediaries, ensuring the quality of each file. You are an integral part of the team responsible for timely, complete, and compliant processing of applications.

What You Will Do

• Assess mortgage applications, bank guarantees, and bridging loans, including issuing interest offers.
• Independently handle complex credit applications, from substantive analysis to full file formation.
• Provide both initial and final approval on dossiers.
• Consult with advisors and intermediaries to clarify or coordinate applications.
• Ensure applications comply with laws, regulations, and the uniform guidelines of lenders.

Your Skills

• Minimum MBO-4 work and thinking level.
• At least 2 years of recent experience as a private mortgage acceptor, including initial and final approval.
• In possession of Wft Basis and Wft Hypothecair certifications.
• Recent experience with file assessment and independent work within acceptance processes.
• Willingness to work at the office at least 2 days a week and live within a 1-hour travel radius.

Our Offer

• A competitive salary of €3,500 to €4,000 gross per month based on 40 hours (starting salary depends on knowledge and work experience).
• 25 vacation days per year based on 40 hours.
• 8.33% holiday allowance (paid in May).
• Pension scheme (pension accrual from day 1).
• Hybrid working model.
• A personally assigned Happy Manager for your personal development.
• Opportunity to follow various courses and training through The Ministry Of Compliance and Projective Academy.
• Referral bonus opportunity (€250 per referred professional who starts an assignment).
• Travel allowance: choice of reimbursement per kilometer or public transport card.
• Home office allowance and budget for setting up your home workspace.

Key skills/competency

• Hypotheekacceptatie
• Wft Hypothecair
• Kredietaanvragen
• Dossierbeoordeling
• Wet- en regelgeving
• Financiële Dienstverlening
• Compliance
• Adviesvaardigheden
• Nauwkeurigheid
• Mid-office