Product Manager - Financial Management

About Plaid

We believe that how people interact with their finances will drastically improve. Plaid is dedicated to empowering this transformation by building tools and experiences for thousands of developers. Plaid powers the tools millions of people rely on for a healthier financial life, working with companies like Venmo, SoFi, Fortune 500, and large banks. Plaid’s network covers 12,000 financial institutions across the US, Canada, UK, and Europe. Founded in 2013, Plaid is headquartered in San Francisco with offices in New York, Washington D.C., London, and Amsterdam.

The Financial Management Team and Role

The Financial Management team builds APIs powering influential digital finance experiences, from budgeting apps to bank financial management tools. Our mission is to unlock financial freedom by helping consumers and businesses better understand and manage their money. We achieve this through advanced data aggregation and machine learning systems that transform consumer-permissioned financial data into actionable insights. These products enable developers, banks, and fintechs to build intuitive financial tools that help millions achieve financial goals.

Plaid’s Financial Management products include Transactions, Investments, and Liabilities, central to the open banking ecosystem. As the Product Manager - Financial Management, you will identify and deliver new opportunities to enhance these products for customers and partners. You will collaborate with customers to uncover emerging use cases, quantify their potential, and partner with engineering to bring ideas to life.

Product Managers at Plaid own end-to-end problem spaces. In this role, you’ll define product direction, drive new capabilities into core offerings, and ensure strategic alignment from architecture to operations to go-to-market. The ideal candidate has led technical, API-based B2B products, communicates complex concepts clearly, and makes bold, informed decisions in ambiguous environments.

Responsibilities

• Set direction: Define the strategy and roadmap for new 0→1 insights products that make Plaid’s Financial Management offerings—Transactions, Investments, and Liabilities—more valuable and engaging for customers.
• Discover opportunities: Identify emerging customer needs and data-driven insights that unlock new ways to help users manage their financial lives.
• Build with focus: Partner with Engineering and Design to prototype and launch intuitive, high-quality products that extend Plaid’s Financial Management platform.
• Deliver value at scale: Ensure new capabilities are reliable, performant, and impactful across Plaid’s broad customer base and millions of end users.
• Communicate with precision: Create clarity across teams by articulating decisions, tradeoffs, and rationale crisply. Translate complex data and systems into simple, actionable narratives.
• Measure impact: Define success metrics, track adoption and engagement, and use insights to inform iteration and prioritization.

Qualifications

• 4+ years of product management or equivalent experience in a B2B environment.
• Proven ability to collaborate cross-functionally with Engineering, Design, and Go-to-Market teams to deliver impactful products.
• Experience influencing pricing, packaging, and customer adoption strategies.
• Comfortable engaging directly with customers through sales, account management, or customer success conversations.
• Strong communication skills, both written and verbal; able to simplify complex concepts for diverse audiences.
• Data-driven decision maker; adept at using qualitative feedback and quantitative metrics to inform prioritization.
• Thrives in fast-paced, ambiguous environments and enjoys building 0→1 products.
• [Nice to Have] Experience developing or managing API-based B2B products.

Compensation and Benefits

The target base salary for this position in Zone 1 (New York City and San Francisco Bay Area) ranges from $180,000/year to $270,000/year. Additional compensation in equity and/or commission is dependent on the position. Plaid provides a comprehensive benefit plan, including medical, dental, vision, and 401(k). Pay is based on factors such as scope, responsibilities, candidate's experience, skillset, and location.

Equal Opportunity Employer

Plaid's mission is to unlock financial freedom for everyone, and we aim to build a diverse team. We encourage applications even if your experience doesn't fully match the description, as we value unique contributions. Plaid is an equal opportunity employer and values diversity, not discriminating based on protected characteristics. We also provide reasonable accommodations for candidates with disabilities during the recruiting process; please contact accommodations@plaid.com for assistance. Please review our Candidate Privacy Notice.

Key skills/competency

• Product Management
• Financial Technology (Fintech)
• API Development
• B2B Products
• Data Aggregation
• Machine Learning
• Strategic Planning
• Cross-functional Collaboration
• Market Opportunity Identification
• Customer Engagement