Commercial Credit Analyst @ People's Bank of Commerce
placeMedford, Oregon, United States
attach_money $70,000
businessOn Site
scheduleFull Time
Posted 19 hours ago
Your Application Journey
Interview
Email Hiring Manager
******* @peoplesbank.bank
Recommended after applying
Job Details
Overview
People's Bank of Commerce, established in 1998 in Medford, Oregon, offers superior, responsive and flexible community banking services. We provide great career opportunities backed by a competitive benefits package including salary commensurate with experience, 401k, and insurance coverage.
About the Role - Commercial Credit Analyst
This role assists commercial lenders with credit analysis, financial statement review, and credit approval processes. The Commercial Credit Analyst prepares written analyses, balances financial data, tracks credit package completion and supports cross-selling opportunities.
- Analyze financial statements, cash flows, and tax spreads.
- Prepare and update cash flow models using bank software.
- Collaborate with Loan Officers and report credit challenges.
- Assist in monitoring loan covenants and compliance.
- Support Sr. Credit Analyst and complete compliance training.
Key Skills/Competency
- Credit Analysis
- Financial Statements
- Cash Flow Modeling
- Risk Assessment
- Compliance
- Underwriting
- Excel
- Customer Service
- Data Accuracy
- Team Collaboration
How to Get Hired at People's Bank of Commerce
🎯 Tips for Getting Hired
- Customize your resume: Highlight financial and analytical expertise.
- Research People's Bank: Understand their community banking approach.
- Emphasize compliance: Showcase experience with regulatory standards.
- Practice interview questions: Prepare for financial analysis inquiries.
📝 Interview Preparation Advice
Technical Preparation
circle
Review financial statement analysis methods.
circle
Practice cash flow model exercises.
circle
Familiarize with bank software and Excel.
circle
Learn ratio and margin analysis techniques.
Behavioral Questions
circle
Describe a challenge with data accuracy.
circle
Explain a time you collaborated with a team.
circle
Discuss handling tight deadlines under pressure.
circle
Share an example of excellent customer service.
Frequently Asked Questions
What qualifications does People's Bank require for a Commercial Credit Analyst?
keyboard_arrow_down
How important is experience with financial software for a Commercial Credit Analyst at People's Bank?
keyboard_arrow_down
Can a candidate transition into other commercial lending roles from this position at People's Bank?
keyboard_arrow_down
What compliance and regulatory training is expected for the Commercial Credit Analyst?
keyboard_arrow_down
What skills are essential for success as a Commercial Credit Analyst at People's Bank?
keyboard_arrow_down