Risk Analyst @ Payabli
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About Payabli
Payabli’s mission is to enable any software company to become a payments company through its payment infrastructure and monetization platform. The founders are serial entrepreneurs with successful exits and the company is backed by top venture capital investors.
Role Overview: Risk Analyst
As a Risk Analyst at Payabli, you will assess creditworthiness, monitor risks, and ensure compliance across our payment ecosystem. You will work with cross-functional teams, evaluate merchant behavior, and proactively mitigate potential threats by analyzing transaction data, managing chargeback processes, and supporting risk inquiry handling.
Key Responsibilities
- Risk Monitoring & Mitigation: Implement a real-time risk monitoring dashboard, refine detection rules, and analyze transaction data.
- Risk Inquiry Handling: Respond to merchant inquiries, follow a standardized resolution playbook, and manage high-risk cases.
- Chargeback Management: Monitor chargebacks, optimize response workflows, and develop chargeback prevention guides.
- Ticket & Bank Update Reviews: Evaluate high-ticket requests using risk scoring models and process risk reviews within SLAs.
- PCI & Regulatory Compliance: Increase PCI compliance, support internal audits, and monitor regulatory standards.
Qualifications
Candidates should have 2–5 years of experience in risk, fraud, underwriting, or compliance within payments, fintech, or banking environments. Familiarity with chargeback processes, transaction monitoring tools, PCI-DSS, AML/BSA, and payment network rules is essential. Technical skills with Excel, Looker, SQL, or comparable platforms are also needed. Bonus if experienced with ACH returns or risk platforms like Alloy or Sardine.
What We Offer
- Executive level responsibilities with significant growth potential
- Competitive base salary with strong upside and stock options
- Flexible PTO, parental leave, and robust insurance benefits
- 401K, HSA and other pre-tax savings programs
- Remote or hybrid work arrangements
- Monthly education fund for skill enhancement
Company Values
Team First, Customer Love, Small Giant, Run to the Fire, Bias for Action, Little Things Count, Punch Above our Weight, and Truth Seekers.
Key skills/competency
Risk Management, Compliance, Fraud Prevention, Underwriting, Data Analysis, Transaction Monitoring, PCI-DSS, AML/BSA, Chargeback, Financial Due Diligence
How to Get Hired at Payabli
🎯 Tips for Getting Hired
- Customize your resume: Tailor your experience to risk analysis and fintech.
- Highlight technical skills: Emphasize Excel, SQL, and data analysis.
- Research Payabli: Understand the company culture and mission.
- Prepare case studies: Bring examples of risk mitigation successes.