Mortgage Loan Originator-Temporary at Northrop Grumman Federal Credit Union | Apply at Northrop Grumman Federal Credit Union | Jobs near Gardena

About the role

Mortgage Loan Originator

Join Our Team!

We are seeking a motivated, service-driven Mortgage Loan Originator to join our mortgage lending team. This role is responsible for originating residential mortgage loans, managing inbound member inquiries, and guiding applicants through the mortgage process from application through closing. The ideal candidate has a proven track record in mortgage lending, strong knowledge of mortgage guidelines, and a passion for delivering exceptional member service.

What You'll Do

Manage and respond to daily inbound mortgage leads and member inquiries.
Conduct outbound calling campaigns to generate new mortgage loan opportunities.
Interview members and accurately complete mortgage loan applications.
Evaluate borrower qualifications by reviewing credit reports, income documentation, assets, and other required financial information.
Match members with the most appropriate mortgage products based on their financial needs and goals.
Run credit checks and Desktop Underwriter (DU) findings to determine loan eligibility.
Collect, review, and organize required documentation, including tax returns, W-2s, pay stubs, mortgage statements, purchase contracts, and asset documentation.
Prepare complete loan packages for submission to underwriting and processing.
Deliver loan disclosures, loan estimates, and other required compliance documentation.
Maintain compliance with all mortgage lending regulations and credit union policies.
Manage an active pipeline to ensure loans progress efficiently toward closing.
Serve as the primary point of contact for members throughout the mortgage process.
Communicate effectively with real estate agents, escrow officers, title companies, underwriters, processors, and internal departments.
Provide regular status updates and exceptional service throughout the loan process.

Qualifications

Minimum of 2 years of mortgage loan origination experience.
Bachelor's Degree preferred; equivalent experience may be considered.
Active Nationwide Mortgage Licensing System (NMLS) registration required.
Experience with Encompass Loan Origination System (LOS) preferred.
Strong understanding of mortgage lending guidelines, compliance requirements, and secondary market standards.
Experience running Desktop Underwriter (DU) and analyzing borrower credit profiles.
Proven ability to meet or exceed loan production goals.
Proficiency in Microsoft Outlook, Word, and Excel.
Excellent communication, relationship-building, and customer service skills.
Strong organizational and time-management abilities.
Ability to work independently while collaborating effectively within a team environment.
Detail-oriented with the ability to manage multiple priorities in a fast-paced setting.

What We're Looking For

The ideal candidate is self-motivated, sales-oriented, and committed to delivering an exceptional member experience. You thrive in a performance-driven environment, enjoy helping members achieve homeownership goals, and can effectively manage a loan pipeline from application through closing.

Why Join Us?

Competitive compensation package
Opportunity to grow within a respected financial institution
Supportive team environment
Meaningful work helping members achieve their homeownership goals
Professional development and career advancement opportunities

Apply Today

If you're an experienced Mortgage Loan Originator who is passionate about helping members secure the right mortgage solution while delivering outstanding service, we'd love to hear from you.

Compensation and Job Title

The job title is Mortgage Loan Originator. Compensation is commensurate with experience and may fall under the following pay ranges: Mortgage Loan Originator- $30.22/hr to $36.00/hr. Please note that the salary information is a general guideline only. Northrop Grumman Federal Credit Union considers factors such as (but not limited to) scope and responsibilities of the position, candidate's work experience, education/training, key skills, internal peer equity, as well as market and business considerations when extending an offer.

We perform thorough background checks including verification of previous employment, education, credit checks and pre-employment drug screening. Any discrepancies in reported dates, titles, or degree information may result in an employment offer to be withdrawn.

NGFCU is an Equal Opportunity Employer.

Pursuant to the Los Angeles Fair Chance Ordinance, we will consider for employment-qualified applicants with arrest and conviction records.

Key skills/competency

Mortgage Loan Originator
Residential Mortgage Loans
Mortgage Lending
Member Service
Loan Applications
Credit Reports
Desktop Underwriter (DU)
Loan Packages
Mortgage Regulations
Loan Pipeline Management

How to get hired

Tailor your resume: Highlight your 2+ years of mortgage origination experience, NMLS registration, and proficiency with DU and Encompass LOS.
Showcase your skills: Emphasize your sales-oriented approach, exceptional member service, and proven ability to meet production goals.
Prepare for interviews: Be ready to discuss your experience with mortgage guidelines, compliance, and handling diverse member needs.
Demonstrate your fit: Articulate how your self-motivation and detail-oriented nature align with Northrop Grumman Federal Credit Union's performance-driven environment.

Frequently asked questions

What is the required NMLS registration for a Mortgage Loan Originator at Northrop Grumman Federal Credit Union?

An active Nationwide Mortgage Licensing System (NMLS) registration is a mandatory requirement for the Mortgage Loan Originator position at Northrop Grumman Federal Credit Union.

What experience is preferred for the Mortgage Loan Originator role at Northrop Grumman Federal Credit Union?

While a Bachelor's Degree is preferred, equivalent experience may be considered. Prior experience with the Encompass Loan Origination System (LOS) is also preferred.

How does Northrop Grumman Federal Credit Union determine compensation for a Mortgage Loan Originator?

Compensation is commensurate with experience. Northrop Grumman Federal Credit Union considers factors like the scope of responsibilities, candidate's experience, education, skills, and market conditions.

What are the key responsibilities of a Mortgage Loan Originator at Northrop Grumman Federal Credit Union?

Key responsibilities include originating residential mortgage loans, managing member inquiries, evaluating borrower qualifications, ensuring compliance, and guiding applicants through the mortgage process from application to closing.

What technical skills are important for a Mortgage Loan Originator at Northrop Grumman Federal Credit Union?

Important technical skills include experience with Desktop Underwriter (DU), analyzing borrower credit profiles, and proficiency in Microsoft Outlook, Word, and Excel. Familiarity with Encompass LOS is also preferred.

Does Northrop Grumman Federal Credit Union consider applicants with arrest and conviction records for the Mortgage Loan Originator role?

Yes, pursuant to the Los Angeles Fair Chance Ordinance, Northrop Grumman Federal Credit Union will consider for employment qualified applicants with arrest and conviction records for the Mortgage Loan Originator position.