AFC Junior Analyst

About The Opportunity

We are looking for a dynamic Investigator to join our AFC Operations Department to ensure compliance with applicable regulations and relevant company policies related to Anti-Financial Crime. Our target in AFC is to lead and shape the industry by creating a culture of compliance within N26 that authorities, customers and stakeholders can trust. This role is crucial to achieve this goal.

In This Role, You Will

• Support all Anti-Financial Crime tasks including AML, terrorism financing, sanctions, KYC, and fraud as an AFC Junior Analyst.
• Detect Money Laundering typologies and Financial Crime patterns.
• Handle external and internal requests to detect potential financial crime.

Your Responsibilities Will Include

• Conducting First Level and Triage Investigations of Financial Crime alerts or cases of suspicious activities identified.
• Sending Requests for Information (RFI) to collect necessary information and documentation for investigations.
• Identifying and escalating complex and suspicious investigations to the Technical Unit.
• Preparing and submitting documentation to authorities through their relevant channels/tools.

What you need to be successful:

• Previous experience in Financial Crime areas such as money laundering, terrorist financing, fraud, and tax evasion.
• Experience with Spanish AML/CTF regulations.
• An educational background (ideally in law, business, or finance) is preferred.
• Proficiency in MS Office (G Suite) skills for Excel and Word; Salesforce experience is a plus.
• Knowledge of European and Spanish regulations concerning Financial Crime (AML, terrorism financing, fraud, and tax evasion).
• Fluency in both English and Spanish languages.
• A commitment to delivering quality work and maintaining confidentiality.
• An analytical mindset, willingness to think outside the box, and an appetite for continuous learning.

Skills & Traits

You are detail-oriented, diligent, and reliable, possessing a hands-on mentality and taking ownership of your work. You thrive in a fast-paced environment, demonstrating a high willingness to learn and the ability to work autonomously on new topics. You actively help yourself and others succeed, continuously learn and challenge the status quo, and think globally while acting locally. You have a strong bias for action and are adept at giving and receiving open, direct, and timely feedback, always respecting and following internal escalation rules.

What’s In It For You

Accelerate your career growth by joining one of Europe’s most talked-about disruptors. N26 offers competitive employee benefits including a personal development budget, a work-from-home budget, discounts for fitness & wellness memberships, language apps, and public transportation. As an N26 employee, you’ll receive a Premium subscription to your personal N26 bank account, along with subscriptions for friends and family. Enjoy an additional day of annual leave for each year of service, a high degree of autonomy, and access to cutting-edge technologies, all within a friendly team of diverse nationalities and backgrounds. A relocation package with visa support is also available for those who need it.

Key skills/competency

• Anti-Financial Crime
• AML/CTF Regulation
• Fraud Detection
• KYC Processes
• Financial Investigations
• Regulatory Compliance
• Risk Management
• Data Analysis
• Spanish Language
• Detail Orientation