Compliance Manager

About Marqeta

Marqeta is on a mission to change the way money moves, leading in embedded finance. Our card issuing platform provides unprecedented flexibility and control for companies to issue cards, authorize transactions, and manage payment operations in real time. We power well-known brands in the new economy like Block, Cash App, Affirm, Instacart, Doordash, Uber, and Walmart. You don’t need to be a Payments expert to join our team; we'll help you with that. This is a unique opportunity to work with innovators globally and unlock equitable financial access for all.

Job Summary

We are seeking a Compliance Manager to join our Compliance team and serve as a dedicated compliance lead for one or more of our issuing bank partners and their associated programs. This individual will act as the primary consumer compliance point of contact for assigned banks, ensuring that regulatory expectations, contractual requirements, and oversight obligations are embedded into operational processes, Marqeta’s broader Compliance Management System (CMS), and effectively managed across the programs’ lifecycle.

This is a highly collaborative and cross-functional role that requires a blend of consumer compliance expertise, regulatory interpretation/operationalization, and relationship management acumen. You’ll be the subject matter expert on your assigned bank(s), responsible for operationalizing their requirements while helping programs meet their obligations in a scalable, risk-based, and business-aligned way.

We work Flexible First. This role can be performed remotely in the United States.

The Impact You’ll Have

• Serve as the compliance lead and point of contact for one or more issuing banks, building subject matter expertise on their regulatory expectations, contractual obligations, risk tolerance, and oversight practices.
• Manage the day-to-day compliance relationship with bank partner counterparts, including participating in regular check-ins, preparing responses to bank inquiries, and coordinating audit and exam readiness.
• Act as the Directly Responsible Individual (DRI) to internal stakeholders and assigned programs to interpret, operationalize, and monitor compliance with bank-specific and regulatory requirements.
• Partner cross-functionally with Legal, Risk, Product, Customer Support, Bank Partnerships, and Go-To-Market teams to ensure new program product launches, marketing campaigns, and operations align with bank expectations and consumer compliance requirements.
• Act as a strategic advisor on compliance issues, audit findings, and regulatory developments that impact assigned banks and programs.
• Collaborate with Legal, Compliance, Customer Support, and other relevant stakeholders to ensure timely and effective issue remediation, including root cause analysis and implementation of sustainable controls.
• Support the onboarding and ongoing management and oversight of programs with assigned banks (e.g., supporting due diligence reviews, periodic site visits, advising on appropriate risk mitigation measures and controls, etc.).
• Help develop and refine internal policies, procedures, controls, and playbooks to ensure consistent application of regulatory and partner bank requirements across programs.

Who You Are

• 5-7+ years of experience in a compliance role within a financial institution, fintech, payments company, or bank-focused consulting firm.
• Strong knowledge of consumer compliance regulations, including Reg E, Reg Z, UDAAP, Reg DD, BSA/AML, and others.
• Experience supporting or working directly with sponsor banks, Banking-as-a-Service (BaaS) platforms, and/or payments companies.
• Demonstrated ability to manage complex stakeholder relationships and operate effectively in a cross-functional, fast-paced environment.
• Strong project management and communication skills, with the ability to translate regulatory obligations into practical operational requirements.
• Experience operationalizing and monitoring compliance programs, with a keen eye for risk and control design.
• Comfort interpreting contractual language, policies, and guidance from regulators and bank partners.
• Demonstrated understanding of regulatory expectations in financial services, fintech, or payments, including OCC, FDIC, FRB, and partner bank oversight models.

Nice-To-Haves

• Certifications such as CRCM, CAMS, GRCP, or other relevant education.
• Experience with program management or customer due diligence for fintech or payments programs.
• Exposure to regulatory exams or audit readiness for BaaS models.

Compensation and Benefits

Marqeta is a Flex First company, allowing you to choose your best working environment. We calibrate pay to a competitive value according to working location within the United States (National, Premium, Premium Plus tiers). The new-hire base salary range for this position is: National: $125,100 - $156,400; Premium: $136,600 - $170,700; Premium Plus: $147,900 - $184,900. Annual bonuses are awarded based on individual and company performance. Benefits include multiple health insurance options, flexible time off, retirement savings with company contribution, equity and ESPP, family-forming benefits, parental leave, free therapy, financial coaching, monthly remote work stipend, and annual development dollars.

Key skills/competency

• Consumer Compliance Regulations
• Regulatory Interpretation
• Program Management
• Risk Management
• Stakeholder Relationship Management
• BSA/AML
• UDAAP
• BaaS Platforms
• Payments Industry
• Audit Readiness