Staff Internal Auditor

About Lead

Lead is a fintech company building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri, with additional offices in San Francisco, Sunnyvale, and New York City where our technical, product, design, and legal teams are based.

We are designed for a continuously evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise. This helps our fintech partners scale operations with compliance and creativity.

Lead offers essential attributes every fintech seeks in a partner bank: unparalleled technical expertise from a distinguished team of developers, oversight expertise with automated compliance systems and bespoke program management for regulatory navigation, and a commitment to transparency and operational rigor.

As a Community Bank, we provide personalized banking services and solutions to support businesses, individuals, and charitable organizations in the Kansas City Metropolitan Area, both in branch and online. We are committed to fostering strong relationships, supporting local economic growth, and being an integral part of the community we serve.

Role Description

Lead Bank is seeking a Staff Internal Auditor to join our growing Internal Audit team. The Staff Internal Auditor will perform operations, financial, and compliance-related audits or reviews, actively identifying opportunities to strengthen internal controls and improve operating efficiencies. This is an excellent opportunity for an early-career professional to develop audit skills in a dynamic fintech banking environment, offering significant exposure to diverse business processes and strong mentorship opportunities. This role will report into the Internal Audit Manager.

In This Role You Will

• Carry out the vision and mission of Internal Audit to enhance and protect organizational value.
• Support risk-based operational, financial, and compliance audits and consulting reviews under the guidance of senior team members.
• Perform audit procedures including planning, fieldwork, documentation, and follow-up activities related to assessing design and operating effectiveness of internal controls over financial reporting.
• Evaluate compliance with established policies, procedures, laws, and regulations.
• Identify audit issues and root causes, and contribute to recommendations for improved internal controls and business processes.
• Prepare clear and concise audit observations and workpapers for review by senior audit staff.
• Support the development and implementation of corrective action plans.
• Participate in walkthroughs with process owners and management to understand control environments.
• Perform other duties as assigned.

Qualifications

• Bachelor's degree in accounting, finance, business administration, or a related field required.
• 1-3 years of internal audit, external audit, or related experience.
• CIA, CPA, or other professional designation (or willingness to obtain certification within 24 months).
• Are curious, have humility, are open to learning, and approach your work with a growth mindset.
• Thrive working in a fluid environment with high autonomy.
• Display strong communication skills and eagerness to learn from more experienced team members.
• Have strong analytical and problem-solving skills with the ability to make judgments with the information provided.
• Comfortable learning and responsibly using emerging technologies, including AI tools, to support audit work while understanding the importance of human judgment, verification, and knowing when to seek guidance from senior team members.
• Proficient using spreadsheet, slide, and flowcharting tools.
• Preferred: Banking, financial services, or fintech industry experience.
• Preferred: Operational audit experience.

What We Offer

At Lead, our benefits are designed to support company culture and principles, foster an efficient and inspiring work environment, and create conditions for our team to give their best in both work and life.

• Competitive compensation based on experience, geographic location, and role.
• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA, and HRA.
• Paid parental leave.
• Flexible vacation policy, including PTO and paid holidays.
• A fun and challenging team environment in a dynamic industry with ample opportunities for career growth.

Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

Key skills/competency

• Internal Audit
• Financial Reporting
• Compliance Auditing
• Risk Assessment
• Internal Controls
• Operational Efficiency
• Process Improvement
• Audit Documentation
• Financial Services
• Regulatory Compliance