24 days ago
Product Manager Digital Payments Risk
KreditBee
On Site
Full Time
₹0
Bengaluru, Karnataka, India
Job Overview
Job TitleProduct Manager Digital Payments Risk
Job TypeFull Time
Offered Salary₹0
LocationBengaluru, Karnataka, India
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Job Description
Product Manager Digital Payments Risk
KreditBee is seeking a skilled Product Manager to own the end-to-end product roadmap for UPI fraud prevention, risk control, and transaction security. This role involves designing and implementing real-time fraud detection systems, rule engines, velocity checks, and anomaly monitoring.
Responsibilities
- Analyze UPI transaction data to identify fraud patterns, emerging MO trends, mule accounts, and behavioral anomalies.
- Collaborate with data science teams to build or refine risk scoring models, fraud signals, and machine-learning based detection.
- Drive root-cause analysis on fraud incidents and implement corrective product solutions to reduce fraud losses.
- Ensure product compliance with NPCI guidelines, RBI instructions, UPI safety frameworks, and partner bank requirements.
- Work closely with engineering, operations, risk teams, and banks to deliver scalable fraud-control features.
- Deliver PRDs/BRDs, dashboards, and performance insights for fraud KPIs such as Fraud Rate, Loss %, and False Positives.
- Prioritize feature development based on fraud risk impact, user experience, and business goals.
- Monitor post-launch impact of fraud-control features and iterate rapidly using data-driven insights.
Skills and Qualifications
- Strong understanding of UPI systems, PSP/TPAP workflows, NPCI APIs, and digital payments architecture.
- Experience in fraud prevention, AML, transaction monitoring, risk management, and financial crime systems.
- Ability to analyze large transaction datasets using SQL, dashboards (Redash), and fraud-analytics tools.
- Working knowledge of risk scoring models, rule engines, behavioral biometrics, device binding, and velocity checks.
- Ability to write clear PRDs, workflows, risk rules, and detailed product specifications.
- Strong product sense with the ability to balance risk control, customer experience, and business impact.
- Excellent problem-solving, stakeholder management, and decision-making skills in high-ambiguity environments.
- Technical familiarity with APIs, data pipelines, microservices, and real-time event processing systems.
- Strong communication skills with a detail-oriented, risk-first mindset and a bias for execution.
Experience & Education
- 3-5 years experience for PM role & 5-8 years experience for SPM role.
- Experience in a fast-paced startup environment.
- B.Tech/ B.E / MCA from tier 1 / tier 2 institutes. MBA optional.
Key skills/competency
- Product Management
- Digital Payments
- UPI Fraud Prevention
- Risk Management
- Data Analysis
- SQL
- Machine Learning
- APIs
- Rule Engines
- Stakeholder Management
How to Get Hired at KreditBee
- Tailor your resume: Highlight your experience with UPI, digital payments, and fraud prevention, using keywords from the job description.
- Showcase your impact: Quantify your achievements in previous roles, especially those related to risk reduction and fraud prevention.
- Prepare for technical questions: Be ready to discuss your experience with SQL, risk scoring models, and real-time event processing.
- Demonstrate problem-solving: Prepare examples of how you've handled complex challenges in ambiguous environments.
- Understand KreditBee: Research the company's mission, values, and recent achievements in the fintech space.
Frequently Asked Questions
Find answers to common questions about this job opportunity
01What are the key responsibilities for a Product Manager at KreditBee focusing on digital payments risk?
02What technical skills are essential for the Product Manager Digital Payments Risk role at KreditBee?
03What kind of experience is KreditBee looking for in a Product Manager candidate?
04How does KreditBee approach risk management and fraud prevention within its digital payment products?
05What is the typical career growth path for a Product Manager at KreditBee?
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