Associate Risk Data Engineer

About the Role: Associate Risk Data Engineer at Home Credit Philippines

Join Home Credit Philippines as an Associate Risk Data Engineer and play a crucial role in supporting the development, maintenance, and optimization of data pipelines and infrastructure. This position is vital for enabling accurate, timely, and scalable risk analytics, ensuring data integrity, and enhancing data accessibility for sophisticated risk modeling. You will collaborate with cross-functional teams to deliver reliable data solutions that inform critical risk management strategies and uphold regulatory compliance.

What You’ll Do

• Data Pipeline Development: Assist in building and maintaining scalable, efficient data pipelines to support risk analytics and reporting.
• Data Integration & Transformation: Support the ingestion, cleaning, and transformation of structured and unstructured data from various internal and external sources.
• Data Quality & Validation: Perform regular data quality checks and validations to ensure accuracy, completeness, and consistency of risk-related datasets.
• Collaboration with Risk & Analytics Teams: Work closely with risk analysts, data scientists, and other stakeholders to understand data requirements and deliver reliable data solutions.
• Documentation & Metadata Management: Maintain clear documentation of data flows, schemas, and transformation logic to support transparency and reproducibility.
• Support Regulatory & Compliance Reporting: Assist in preparing data for regulatory submissions and ensure compliance with data governance and privacy standards.

What You Need To Have

• Exposure to building and maintaining data pipelines and working with large datasets.
• Proficiency in SQL and Python for data manipulation and automation.
• Familiarity with data pipeline tools and frameworks (e.g., Apache Airflow, Spark, Kafka).
• Understanding of data modeling, ETL/ELT processes, and version control systems (e.g., Git).

What Can Set You Apart

• Basic understanding of risk management concepts such as credit risk, fraud detection, or regulatory compliance.
• Awareness of data privacy regulations and best practices in data governance and quality assurance.

Job Perks You'll Enjoy

• Hybrid work set-up.
• Permanent dayshift schedule.
• Up to 20% variable performance-based bonus.
• HMO on Day 1 / HMO with dependents.
• Access to mental health coverage and wellness partners.
• Wellness Leave and Birthday Leave benefits.
• Internal Career Mobility.
• Opportunity to work and train in our international offices.

Empower Filipinos with Innovative Financial Solutions

At Home Credit Philippines, we are dedicated to empowering Filipinos with innovative financial solutions. We foster an inclusive environment where there are #NoSmallRoles and #EveryoneisImportant. Our commitment to diversity ensures that all team members are valued and have equal opportunities for growth, training, and promotion, regardless of background.

Key skills/competency

• Data Engineering
• Data Pipelines
• SQL
• Python
• ETL/ELT
• Data Quality
• Risk Analytics
• Data Modeling
• Apache Airflow
• Git