Fraud Analyst

Description

Location:

Remote

Are You EPIC? At HFD, Our Core Purpose Is To Help The Underserved Live Healthier. To Accomplish This Mission, We Ensure Our Team Embodies Our E.P.I.C. Values

• Excellence: Always exceeding expectations!
• Passionate: Executing with boldness!
• Innovative: Pioneering a better way!
• Collaborative: Together we win!

Position Overview: Fraud Analyst

As a Fraud Analyst at HFD, you will play a crucial role in identifying, investigating, and mitigating fraudulent activities within our consumer lending operations. Reporting to the Portfolio Administration Manager, you will collaborate with cross-functional teams to protect both the company and our customers from financial fraud.

Key Responsibilities

• Monitor and analyze transaction data to identify potentially fraudulent activities.
• Investigate suspicious transactions and patterns, document findings and recommend actions.
• Collaborate with internal teams to enhance fraud detection and prevention strategies.
• Assist in the development and implementation of fraud detection tools and techniques.
• Stay informed about industry trends and regulatory changes related to fraud prevention.
• Prepare regular reports on fraud metrics and trends for management review.

Requirements

• Bachelor’s degree or equivalent experience in finance, risk management, data analytics, or a related field.
• 1–2 years of experience in fraud prevention, risk management, or a related analytical role.
• Basic understanding of card processing, ACH/NACHA rules, or online payment transactions.
• Strong analytical and problem-solving skills.
• Ability to work independently and manage multiple priorities.
• Good written and verbal communication skills.
• Comfort working with data tools or willingness to learn (Excel, SQL, or similar).

Preferred Qualifications

• Experience in consumer lending, fintech, or banking operations.
• Familiarity with fraud detection tools or analytics platforms (e.g., Tableau, Power BI, Python).
• Understanding of regulatory requirements relevant to fraud prevention (e.g., OFAC, Red Flag Rules).
• Experience investigating or reporting on fraudulent activity.
• Ability to translate complex data into actionable recommendations.
• Vouch KYC experience
• Lexis Nexis KYB experience

Benefits

• Medical, Dental, Vision Insurance
• 401k with 4% company match.
• Time off: Unlimited PTO, 6 days of paid sick time, plus 6 paid holidays and 1 floating federal holiday
• EPIC company culture

Key skills/competency

• Fraud Detection
• Risk Management
• Data Analysis
• Transaction Monitoring
• Regulatory Compliance
• Financial Crime Investigation
• Consumer Lending
• Problem-Solving
• SQL
• Excel