Financial Sales Representative - M&I
@ GULF COAST EDUCATORS FEDERAL CREDIT UNION

Pasadena, Texas, United States
On Site
Posted 4 days ago

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XXXXXXXXXX XXXXXXXXX XXXXXXXXXX******* @gcefcu.org
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Job Details

Job Overview

Gulf Coast Educators Federal Credit Union is seeking a Financial Sales Representative for its lending department. The role involves building strong member relationships, cross selling credit union products and services, and ensuring compliance with all lending and regulatory guidelines.

Essential Functions & Responsibilities

  • Achieve or exceed established sales goals through member relationships.
  • Interview loan applicants and assess financial conditions.
  • Prepare and review loan applications and documents for accuracy.
  • Authorize collateral release and process loan modifications.
  • Ensure compliance with lending regulations, including Truth in Lending, HMDA, and related laws.
  • Maintain understanding of Bank Secrecy Act, NCUA Privacy regulations, and other guidelines.
  • Identify reportable transactions and alert supervisory personnel of suspicious activities.

Schedule & Work Environment

This position is scheduled M-F from 8:00am to 5:00pm and includes Saturday shifts. The role is primarily located at the Mortgage and Insurance building with floating between branches as needed.

Key skills/competency

  • Sales
  • Customer Relationship
  • Lending
  • Compliance
  • Cross Selling
  • Loan Processing
  • Regulations
  • Financial Analysis
  • Underwriting
  • Attention to Detail

How to Get Hired at GULF COAST EDUCATORS FEDERAL CREDIT UNION

🎯 Tips for Getting Hired

  • Research Gulf Coast Educators Federal Credit Union's culture: Study their mission, values, and recent achievements.
  • Customize your resume: Highlight relevant sales and lending experience.
  • Emphasize regulatory knowledge: Detail familiarity with lending guidelines.
  • Prepare for interviews: Practice scenario-based questions on compliance and sales.

📝 Interview Preparation Advice

Technical Preparation

Review lending regulations and compliance guidelines.
Practice loan document preparation techniques.
Understand financial product cross selling strategies.
Study credit union loan systems effectively.

Behavioral Questions

Describe a time you met sales goals.
Explain managing compliance amidst challenges.
Discuss how you build lasting member relationships.
Share an experience handling high-pressure decisions.

Frequently Asked Questions