Transaction Monitoring Manager

About Getnet

Getnet is a global technology company specializing in payment solutions for commerce. Founded in Brazil and operating across Latin America and the Iberian Peninsula, we support over 1.3 million merchants with end-to-end services — from POS terminals to e-commerce platforms.

We are part of PagoNxt, the global fintech of the Santander Group, and operate as an acquiring hub with a strong presence in Spain, Portugal, Brazil, Mexico, Chile, Argentina, and Uruguay.

Our mission is clear: to simplify payments with innovation, security, and scale, helping businesses of all sizes grow with agility. We offer a unified platform that integrates hardware, software, fraud prevention, acquiring, reconciliation, and financial services — all in a single ecosystem, so our clients can focus on growing their business.

Being part of Getnet means joining a company that combines the innovation of a fintech with the solidity of a global bank. Imagine your future. Care for your career. Simplify your journey.

This means you'll have the chance to build impactful solutions, grow with real development opportunities, and thrive in a culture that values well-being, inclusion, and clarity.

We combine flexibility, autonomy, and global collaboration — so you can focus on what matters, connect with purpose, and help shape the future.

Here, you'll find space to grow, real opportunities to lead, and a culture where everyone belongs and contributes.

If you want to be part of the next generation of financial solutions, this is the place. Can you already see yourself as a Nxter?

What you'll do

The Transaction Monitoring Manager is responsible for designing, managing, and continuously improving transaction monitoring frameworks to detect, investigate, and report suspicious activity related to money laundering, terrorist financing, fraud, and other financial crimes. The role ensures compliance with regulatory requirements while balancing operational efficiency and risk.

• Own and manage the transaction monitoring program, including rules, scenarios, thresholds, and typologies.
• Ensure monitoring systems effectively identify unusual or suspicious customer behavior across products and geographies.
• Oversee alert generation, prioritization, and disposition to ensure timely and accurate reviews.
• Perform regular tuning and optimization of monitoring rules to reduce false positives while maintaining risk coverage.
• Ensure appropriate escalation, decision-making, and documentation of suspicious activity.
• Review and approve Suspicious Activity Reports (SARs/STRs) prior to submission to regulators or FIUs
• Ensure compliance with local and international AML/CFT regulations (e.g., FATF, EU AMLD, FCA, FinCEN, Sepblac).
• Maintain policies, procedures, and methodologies related to transaction monitoring.
• Support internal audits, regulatory exams, and independent reviews.
• Track and implement regulatory changes impacting transaction monitoring.

What we're looking for

• Minimum experience of 5 years with TM and other Financial Crime activities.
• Strong knowledge of AML/CFT regulations and transaction monitoring best practices.
• Experience with transaction monitoring systems.
• Understanding of payment flows, cards, accounts, and digital financial products.

What can earn you extra points

• Fluent English (Spoken/Written) is required. Preferably with experience in working with English speaking companies.
• Role will be within PagoNXT Spain EMI (Electronic Money Institution).

Next step

Apply and if you know someone who might be looking for this opportunity, share it.

Key skills/competency

• Transaction Monitoring
• Financial Crime
• AML/CFT Regulations
• Payment Systems
• Risk Management
• Regulatory Compliance
• Fraud Detection
• Suspicious Activity Reporting
• Payment Flows
• Policy Development