Change of Events Specialist

@ Freedom Mortgage

Overview

The Change of Events Specialist at Freedom Mortgage is responsible for monitoring and completing Change of Circumstance (COC) requests submitted by the Broker and various departments. The role ensures that all re-disclosure packages are compliant with RESPA and REG Z requirements.

Essential Job Functions

• Monitor group inbox and daily report.
• Review and validate COC requests for compliance.
• Compare and analyze previously disclosed GFE and Lakewood data.
• Validate fees and adjust system data to generate new GFE.
• Print and validate re-disclosure packages.
• Run Pred-Protect tests and document results for brokers.
• Maintain regular and punctual attendance.

Other Related Duties

Performs additional tasks as assigned.

Qualifications

Minimum education: High school diploma or GED. One to three months of related experience or equivalent combination of education and training. Must demonstrate knowledge of APR and non-APR fees, strong reading, writing, and mathematical skills, and the ability to apply basic algebra and geometry concepts.

Work Environment

The role requires sitting, occasional standing or walking, and the ability to lift up to 25 pounds. Noise levels are moderate.

Compensation & Benefits

The estimated annual base pay is between $50,000 and $59,000, depending on experience and market factors. The role is eligible for commissions and a comprehensive benefits package including PTO, medical, dental, vision, 401(k) with company match, life insurance, disability options, FSA/HSA, and tuition reimbursement.

Key skills/competency

• Compliance
• COC
• GFE
• Disclosure
• RESPA
• REG Z
• Underwriting
• Data Analysis
• Fee Validation
• Communication