Senior Compliance Analyst

Senior Compliance Analyst

Ford Credit Spain is seeking a Senior Compliance Analyst to join its compliance function in Madrid, reporting directly into the Compliance Manager. This role will support the Compliance Manager in executing the Compliance Annual Plan, conducting compliance audits, drafting and updating policies, procedures, and training materials, performing regulatory monitoring activities, and providing compliance advice to the Company's internal stakeholders.

Responsibilities

Anti-Money Laundering (AML)

• Perform customer due diligence and enhanced checks (including PEPs).
• Review transaction monitoring alerts, sanction hits, and SARs; prepare reports for authorities.
• Handle inquiries from law enforcement and AML agencies.
• Update local AML policies and support the governance of AML Committees.
• Deliver AML training and collaborate with Central (UK) and Global (US) AML teams.

Compliance Monitoring & Audits

• Execute audits and monitoring reviews based on the annual plan, focusing on consumer credit, AML, outsourcing, transparency, affordability, product oversight, advertising, conflicts of interest, and privacy.

Risk Management & Assurance

• Support the compliance risk assessment and related risk registers.
• Review and update compliance policies and procedures.
• Oversee the closure of Compliance OICs, Internal Audit comments, and regulatory breaches.

Advisory & Regulatory Analysis

• Monitor regulatory changes, assess their impact, and conduct gap analyses.
• Provide guidance and written opinions to business units.

Training & Outsourcing Oversight

• Prepare training materials and support the delivery of compliance and customer care trainings.
• Oversee outsourced compliance & AML service providers, ensuring robust SLAs, operating procedures, and reliable reporting to senior management.

Projects & Leadership

• Participate in strategic projects, process redesign, and implementation of control frameworks.
• Act as delegated authority for the Compliance Manager during absences.

Qualifications

• Degree in Law, Compliance, Finance, or Economics.
• Strong experience in compliance, legal, or internal audit roles within regulated financial institutions or consulting.
• Strong knowledge of AML regulations (local and global).
• Solid understanding of European and Spanish banking conduct and prudential rules.
• Familiarity with consumer credit processes and key control functions.
• Experience with organizational analysis and process reengineering.
• Fluency in English (B2/C1).

The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability.

This position is based in Madrid, and it is expected the successful candidate will be able to attend the office for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

#FordCredit

Key skills/competency

• Compliance Audits
• AML Regulations
• Risk Management
• Regulatory Analysis
• Policy Drafting
• Training Development
• Consumer Credit
• Financial Regulations
• Internal Audit
• English Fluency