Loan and Business Development
@ First Southern National Bank

Richmond, Kentucky, United States
On Site
Full Time
Posted 4 days ago

Your Application Journey

Personalized Resume
Apply
Email Hiring Manager
Interview

Email Hiring Manager

XXXXXXXXX XXXXXXXXXXX XXXXXXX****** @firstsouthernnationalbank.com
Recommended after applying

Job Details

About Us

First Southern National Bank is a community and relationship-driven bank serving twelve counties throughout Central and Western KY. Our home office is based in Stanford, with a population of 3,000. Having served our customers for over 40 years, our passion for building a great company has never been stronger. We use our example, influence, and resources to help others make wise financial decisions.

Position Summary

The Loan and Business Development position develops and services new and existing relationships under the guidance of the Community President. This role works both inside the office and out in the community to expand the bank’s core loan and deposit portfolios per underwriting and relationship pricing guidelines.

Key Responsibilities

  • Understand and explain the bank's loan, deposit, and other product offerings.
  • Manage credit relationships in compliance with bank and regulatory standards.
  • Maintain community involvement to boost the bank’s visibility and cultivate new business relationships.
  • Address and cure identified credit and collateral exceptions.
  • Monitor customers’ financial conditions and repayment progress daily.
  • Counsel delinquent loan customers to agree upon a resolution path.
  • Adhere to all applicable laws, regulations, and bank policies.
  • Perform other duties as assigned.

Qualifications

  • Bachelor’s degree in business, finance, or a related field is preferred.
  • Three to five years of lending, sales, or similar experience is preferred.
  • Excellent communication and interpersonal skills.
  • Dependable and a self-starter with strong analytical and organizational skills.
  • Local residency and community involvement are a strong plus.

Equal Opportunity Employer

All qualified applicants will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, or national origin.

Key skills/competency

  • Loan
  • Business
  • Development
  • Community
  • Banking
  • Credit
  • Compliance
  • Sales
  • Relationships
  • Analytical

How to Get Hired at First Southern National Bank

🎯 Tips for Getting Hired

  • Customize your resume: Highlight lending and business development experience.
  • Research First Southern National Bank: Understand their community focus and services.
  • Network locally: Engage with community professionals and local events.
  • Prepare for compliance questions: Be ready to discuss regulatory standards.

📝 Interview Preparation Advice

Technical Preparation

Review financial underwriting guidelines.
Practice credit risk analysis.
Familiarize with regulatory compliance systems.
Brush up on financial software operations.

Behavioral Questions

Describe past community engagement experiences.
Explain handling challenging client relationships.
Discuss time management under pressure.
Detail decision-making in compliance issues.

Frequently Asked Questions