Machine Learning Analyst (Gen AI)
EarnIn · Bengaluru, Karnataka, India
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- On site
- Full-time
- $120,000 / year
- Bengaluru, Karnataka, India
Job highlights
- Build AI-powered financial experiences.
- Develop GenAI workflows and chatbots.
- Own features end-to-end.
- Use modern AI development tools.
- Collaborate with product and ML teams.
About the role
About EarnIn
As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. We 're fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We 're growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey.WHAT WE'RE LOOKING FOR
EarnIn is building the next generation of AI-powered experiences that help millions of people access their pay and improve their financial well-being. We 're looking for a self-driven engineer eager to grow, learn quickly, and expand their impact by building high-quality systems and agent-driven GenAI workflows. This role is for a builder who is ready to move beyond foundational work and take significant ownership. We are looking for someone who takes initiative, deeply values craft, and is eager to push the boundaries of how engineers collaborate with AI agents. This position will be hybrid from our Bengaluru office, as part of our expanding site, with 2+ days in the office. EarnIn provides excellent employee benefits, including healthcare, internet/cell phone reimbursement, a learning and development stipend, and opportunities to collaborate with and travel to our Mountain View HQ and Bangkok Site. Our salary ranges are determined by role, level, and location.WHAT YOU'LL DO
- Build and ship agent-driven chatbot and GenAI workflows that deliver real customer impact.
- Own meaningful features end-to-end, from definition through design, all the way to implementation, evaluation, and impact measurement.
- Work hands-on with modern AI development tools (e.g., Cursor, Codex, Claude-style assistants).
- Collaborate with product, ML, and engineering teams in a fast-moving, ownership-driven culture.
- Continuously explore better ways to design, iterate, and improve how we build with AI.
WHAT WE'RE LOOKING FOR
- 3+ years of experience in software engineering
- A bachelor 's, or equivalent industry experience
- A strong foundation in software engineering and thoughtful system design.
- Experience writing code that is reliable, durable, and easily maintained.
- Experience in proactively identifying problems, learn quickly, and taking the initiative.
- Curiosity and a growth mindset with a focus on and experience stretching beyond what you already know.
- Excitement about GenAI, agents, and the future of AI-assisted software development. Hands-on experience is a plus.
At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.
Key skills/competency
- Machine Learning Analyst
- Gen AI
- Software Engineering
- System Design
- AI Development Tools
- Chatbot Development
- Workflow Automation
- Product Collaboration
- ML Engineering
- Iterative Improvement
Skills & topics
- Machine Learning Analyst
- Gen AI
- AI
- Generative AI
- Software Engineering
- System Design
- Chatbots
- AI Workflows
- Developer
- Bengaluru
- EarnIn
How to get hired
- Tailor your resume: Highlight 3+ years of software engineering, system design, and AI/GenAI experience.
- Showcase initiative: Emphasize proactive problem-solving and quick learning in your application.
- Demonstrate AI passion: Clearly articulate your excitement for GenAI and AI-assisted development.
- Prepare for interviews: Be ready to discuss your experience with modern AI tools and ownership.
- Understand EarnIn's mission: Connect your skills to their goal of financial flexibility for all.
Technical preparation
Master Python and relevant ML libraries.,Practice system design and architecture.,Build sample GenAI chatbots or agents.,Familiarize with AI development tools.
Behavioral questions
Describe a time you took initiative.,How do you handle ambiguity?,Share an experience learning something new.,Discuss your passion for AI.
Frequently asked questions
- What is the primary focus of the Machine Learning Analyst (Gen AI) role at EarnIn?
- The Machine Learning Analyst (Gen AI) role at EarnIn focuses on building and shipping AI-powered experiences, specifically agent-driven chatbot and GenAI workflows, to enhance financial well-being for millions.
- What are the key technical skills required for this Machine Learning Analyst position?
- Key technical skills include 3+ years of software engineering experience, a strong foundation in system design, experience writing reliable and maintainable code, and familiarity with modern AI development tools like Cursor and Codex.
- What is the work arrangement for this Machine Learning Analyst role at EarnIn?
- This is a hybrid role requiring 2+ days per week in EarnIn's Bengaluru office. Opportunities for collaboration and travel to their Mountain View HQ and Bangkok site are also available.
- What kind of impact can I expect to make as a Machine Learning Analyst at EarnIn?
- As a Machine Learning Analyst, you will own meaningful features end-to-end, directly contributing to customer impact through AI-powered solutions and influencing how EarnIn builds with AI.
- What is EarnIn's stance on diversity and inclusion for this Machine Learning Analyst role?
- EarnIn is committed to building a diverse team that represents its community and fosters a culture of belonging. They do not discriminate based on various protected characteristics.
- What does 'ownership-driven culture' mean for a Machine Learning Analyst at EarnIn?
- An ownership-driven culture means you'll take significant responsibility for features from definition to impact measurement, and are encouraged to proactively identify problems and drive solutions.
- Does EarnIn provide opportunities for professional development for Machine Learning Analysts?
- Yes, EarnIn provides a learning and development stipend, along with opportunities to collaborate and travel to their Mountain View HQ and Bangkok site, supporting continuous growth.