Compliance & Fraud Analyst
@ EarnIn

Hybrid
$85,000
Hybrid
Full Time
Posted 23 days ago

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XXXXXXXXXX XXXXXXXXXXX XXXXXXXXX******* @earnin.com
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Job Details

About EarnIn

EarnIn is one of the first pioneers of earned wage access, building products that provide real-time financial flexibility for individuals living paycheck to paycheck. With experienced leadership and world-class funding partners including A16Z, Matrix Partners, DST, Ribbit Capital, EarnIn is on a rapid growth journey.

Position Summary

The Compliance & Fraud Analyst role at EarnIn is designed for a highly analytical individual with experience in case handling, fraud investigations, and dispute resolution within a fintech environment. This remote position requires data-driven decision-making to improve compliance controls and fraud risk management, ensuring alignment with regulatory standards.

What You’ll Do

Compliance Advisory Responsibilities:

  • Analyze and respond to regulatory complaints.
  • Collaborate with cross-functional teams to refine complaints management.
  • Conduct root cause analysis and develop internal controls.
  • Monitor policy adherence and implement corrective actions.
  • Enhance compliance and risk management programs.

Fraud and Disputes Responsibilities:

  • Conduct fraud investigations and process dispute claims.
  • Handle Regulation Z/E claims and execute Visa chargebacks.
  • Interview stakeholders to gather case details.
  • Analyze financial transactions to mitigate fraud risks.
  • Balance customer experience with risk management.

What We're Looking For

The ideal candidate will have 1+ years in fraud investigations, dispute resolution, compliance, or risk management within financial services. A bachelor's degree or equivalent experience, expertise in financial regulations such as Regulation Z/E, and proficiency with Excel, PowerPoint, and basic financial compliance tools are required. Strong analytical, organizational and communication skills, along with a customer-first approach, are essential.

Key Skills/Competency

  • Compliance
  • Fraud Investigation
  • Risk Management
  • Dispute Resolution
  • Regulatory Knowledge
  • Data Analysis
  • Financial Compliance
  • Case Handling
  • Excel Proficiency
  • Process Improvement

How to Get Hired at EarnIn

🎯 Tips for Getting Hired

  • Customize your resume: Highlight relevant compliance and fraud experience.
  • Research EarnIn: Understand their products and fintech mission.
  • Emphasize analytical skills: Detail data-driven decision making examples.
  • Prepare for technical questions: Brush up on regulatory frameworks.
  • Practice behavioral examples: Demonstrate past case resolutions.

📝 Interview Preparation Advice

Technical Preparation

Review regulatory frameworks and compliance laws.
Practice fraud case study analyses.
Improve Excel and data analysis skills.
Understand chargeback and dispute processes.

Behavioral Questions

Describe a challenging fraud investigation.
Explain past compliance risk management experiences.
Detail teamwork in cross-functional projects.
Share how you handle regulatory pressures.

Frequently Asked Questions