Senior Analyst, Risk Management

Senior Analyst, Risk Management at Driven

Purpose Unlimited is an independent financial services company with an unrelenting focus on customer-centric innovation, delivered through technology-driven solutions. Led by entrepreneur Som Seif, the company is developing a diversified product platform aimed at addressing historically underserved segments of the market. Purpose Unlimited’s businesses include Purpose Investments, Advisor Solutions by Purpose, and Driven.

At DRIVEN, we are changing the landscape of financial technology! Simply put, our mission is to empower Canadian small businesses through innovative financial services. At the heart of our offering is our digital experience, which is powered by our proprietary software platform, our real-time connections to a multitude of data sources, and our advanced data science models. We are squarely in the corner of owners and entrepreneurs, providing for them, and at the right moment, the financial support they need to grow and thrive.

This is a current opening for a full-time position.

Who You Are

As a Senior Analyst within our Risk Management and Modeling team, reporting directly to the Manager of Risk Management, you will play a multifaceted role contributing to various aspects of risk management.

Responsibilities: What you will do

• Work with the Risk Management team and main stakeholders to identify key drivers of portfolio composition, performance and unit economics.
• Development, deployment, and monitor machine learning models for portfolio management and optimized collections/sales/leads strategies.
• Develop analytical solutions that improve decision-making for conversion strategies or create staffing optimization models to enhance customer experience.
• Perform stress testing and loss forecasting, evaluating exogenous impacts and strategy effectiveness.
• Develop and maintain actionable reports and dashboards to facilitate data-driven decision-making.
• Develop and implement risk strategies (approve/decline decision and offer assignment).

Qualifications: What you will bring

• 2-5 years in a credit risk role within the financial services industry (banking or fintech).
• Bachelor’s degree in Computer Science and/or Statistics, Economics, or other business-related fields.
• Strong technical knowledge of statistical analysis, modeling techniques, and their application in a credit risk environment.
• Proficient with various data analysis and business intelligence tools (such as Microsoft Excel, Python, Snowflake, Sigma).
• Possesses strong critical thinking skills and a bias for action, with the ability to leverage data in decision-making.
• Demonstrated ability to quickly learn new concepts and technologies and clearly explain them to others.
• Approaches challenges with a positive, energetic, and can-do attitude.

Why should you join us?

Driven is recognized as one of Canada's Top Small & Medium Employers' in both 2023 and 2024. We foster an innovative, people-first culture that values entrepreneurialism and offers a flexible hybrid work model. Our comprehensive benefits include competitive compensation with an equity program, group health and dental benefits, life insurance, a Lifestyle Spending Account, flexible paid time-off with unlimited vacation, sick and mental health days, paid parental leave with top-up, generous Group RRSP matching, and opportunities for training and tuition support.

Driven by Purpose is an equal opportunity employer committed to fostering an inclusive and barrier-free work environment. We encourage all qualified candidates to apply. Please contact PeopleCultureTeam@purpose-unlimited.com if accommodation is required during the recruitment process.

Key skills/competency

• Credit Risk Management
• Machine Learning Modeling
• Statistical Analysis
• Portfolio Management
• Data Analysis
• Risk Strategy Development
• Loss Forecasting
• Stress Testing
• Business Intelligence
• Python Programming
• Fintech Solutions