Software Engineer, Payment Solutions

Software Engineer, Payment Solutions at Credit Acceptance

Credit Acceptance is an award-winning company nationally recognized for its world-class culture, driven by dedicated Team Members. With a strong product and stable financial history, we are a leading used car finance company. Our Engineering and Analytics Teams use the latest technology to develop and maintain complex practices. We value challenging work, new ideas, and work-life balance, partnering with all business functions to support strategic decisions. We foster professional development, continuous improvement, and a casual, Great Place to Work culture.

Outcomes and Activities

This Software Engineer, Payment Solutions position offers a remote work arrangement with occasional planned travel to the Southfield, Michigan office, though working from the office is also an option. Key responsibilities include:

• Designing and developing new software, and enhancing existing code.
• Writing unit tests and validating software against acceptance criteria.
• Applying team coding, documenting, and testing standards.
• Conducting impact analysis to identify changes within applications proactively.
• Participating in code reviews and communicating application changes effectively.
• Documenting code and projects for easy understanding, maintenance, and support.
• Debugging production issues and proposing effective solutions.
• Creating and reviewing design documents.
• Learning the business process domain to better support business needs.
• Contributing to sprint commitments and actively participating in Agile practices.
• Engaging in continuous learning to improve design, code quality, and domain knowledge.
• Guiding and aiding less experienced software engineers.

Competencies for Success

To excel as a Software Engineer, Payment Solutions at Credit Acceptance, you will demonstrate:

• Customer Empathy: Understanding customer perspectives, pain points, and needs to deliver customer-centric solutions.
• Engineering Excellence: Applying craftsmanship and thought leadership to deliver outstanding, high-quality products that solve business challenges.
• One Team: Collaborating seamlessly across the organization, sharing goals, communicating openly, and offering mutual support.
• Owner’s Mindset: Taking responsibility, accountability, and a proactive approach, deeply understanding the business and your domain to drive the right outcomes.

Requirements

• Bachelor’s degree in Computer Science, Information Systems, or a related field; or equivalent work experience.
• Minimum 2 years of software engineering experience or comparable depth.
• Professional experience with Java and Spring Boot framework.
• Proficiency in one or more object-oriented programming languages and design patterns.
• Practical experience with Software Development Life Cycle (SDLC) methodologies including Agile/SCRUM and Waterfall.
• Willingness to participate in an on-call rotation.

Preferred Qualifications

• Advanced understanding and quick navigation of IDEs.
• In-depth understanding of APIs and frameworks such as JSON, Rest/SOAP Web Services, JUnit, Jenkins, Github, and Github Actions.
• Experience with API security, analytics, throttling, caching, logging, and request/response modifications.
• Experience in creating REST API documentation using Swagger or similar tools.
• Ability to use DDL for database object creation and relationships, and construct advanced queries.
• DevOps mindset and understanding of observability tools like Dynatrace.
• Financial services industry experience.

Knowledge and Skills

• Proactive initiative and willingness to offer assistance.
• Introspective and open to feedback for continuous improvement and personal development.
• Collaborative approach, seeking diverse perspectives to achieve business outcomes.
• Ability to communicate complex technical information clearly, both verbally and in writing, to all levels of leadership.

Key skills/competency

• Java
• Spring Boot
• API Development
• Agile/SCRUM
• Software Design
• Unit Testing
• Object-Oriented Programming
• Problem Solving
• DevOps
• Financial Services