Risk Management Analyst
Cover Genius · New York, NY
- On site
- Full-time
- $130,000 / year
- New York, NY
Job highlights
- Manage corporate insurance applications and renewals globally.
- Analyze P&C exposures and ensure adequate protection.
- Handle loss notifications and incident reporting.
- Support ESG and compliance initiatives.
- Contribute to risk registers and governance.
About the role
About The Company
Cover Genius is a Series E Insurtech that protects the global customers of the world’s largest digital companies including Booking Holdings, owner of Priceline, Kayak and Booking.com, Intuit, Hopper, Skyscanner, Ryanair, Turkish Airlines, Descartes ShipRush, Zip and SeatGeek. We’re also available at Amazon, Flipkart, eBay, Wayfair and SE Asia’s largest company, Shopee.
Our partners integrate with XCover, our award-winning insurance distribution platform, to embed protection for millions of customers worldwide each year. Our team and products have been recognized with dozens of awards including by the Financial Times who ranked Cover Genius as the #1 fastest growing company in APAC in 2020. Our diverse team across 20+ countries and many language groups commits itself to diverse cultural programs, in particular “CG Gives” which makes social entrepreneurs out of us all and funds development initiatives in global communities.
Our People are Bold, Authentic, Purposeful and Inspired
Our People are not Perfect, Traditional, Complacent or Cautious
About The Role
As a Risk Management Analyst in our Risk Management Team, you will work closely with the Director, Risk Management to support our corporate insurance strategies globally. This role requires you to understand and analyze all Property & Casualty exposures to ensure proper programs are in place to protect Cover Genius. You will be responsible for all submission materials for annual renewals as well as loss notifications when appropriate.
Additionally, you will support the overall Risk Management function at Cover Genius. This includes risk and incident intake, mitigation and assisting with risk registers. As Cover Genius evolves, the role may gradually expand to support additional business risk and governance activities across the department. The ideal candidate is a "risk generalist" who understands how regulatory compliance, vendor due diligence, and corporate insurance intersect to protect the organization’s assets and reputation.
Key Responsibilities
- Own the completion of corporate insurance applications across all insurance programs by gathering required data, coordinating with internal stakeholders, and ensuring timely and accurate submissions
- Own loss notifications to our broker partners for all programs
- Support the team’s efforts with incident and risk reporting
- Support the development and execution of ESG initiatives by maintaining documentation and assisting with data gathering and reporting.
- Aid Compliance team efforts in the completion of compliance monitoring plans, assisting with reporting, tracking, and following up on action items
- Own project management of long-term risk mitigation plans
- Support business risk and governance activities within the department by applying established frameworks to operational processes
- Facilitate risk workshops and engage stakeholders to proactively identify project risks
- Assist with regular management and board reporting initiatives
Qualifications
- A bachelor’s degree in Business, Risk Management, Legal Studies or a related field
- At least 5 - 7 years experience in a risk management or compliance role
- Certifications such as ARM, CRCMP or other are a bonus
- Prior experience placing insurance or experience with insurance submissions is a plus
- Previous experience with a late-stage start up, start up or early stage company is a plus
What You Will Have
- Self-Starter Mentality: You don't wait for a task list. You have a proven ability to work independently, identify gaps in current processes, and take the initiative to propose and implement solutions.
- Operational Grit: You are comfortable "owning the middle." You have the persistence to follow up with busy internal stakeholders without constant supervision.
- Technical Literacy in Insurance: You possess a solid understanding of corporate insurance programs and coverages. Crucially, you are proficient in reading and interpreting certificates of insurance and can accurately navigate complex insurance applications.
- Risk & Compliance Foundation: 3–5 years of experience in Risk Management, Compliance, or Insurance Operations.
- Adaptability & Intellectual Curiosity: You thrive in a "broad and general" role. You are just as comfortable reviewing a policy wording as you are coordinating a global insurance renewal or auditing an ESG data set.
- Exceptional Organizational Skills: You can manage multiple workstreams with competing deadlines. You are the person who keeps the tracker updated and ensures nothing falls through the cracks.
- Communication & Influence: You have the professional presence to coordinate across Finance, Legal, and Operations, ensuring accurate collection and submission of documentation in accordance with regulatory guidelines
Why Cover Genius?
Cover Genius not only cares about being the best in our industry, we care about our team. We’re a business that understands life can be fluid and so we flex to ensure we provide the environment to suit that. What does that mean?
- Flexible Work Environment - Our teams are hybrid. We work from home on Wednesdays and Thursday and attend the office on Monday, Tuesday and Friday with flexibility around start/finish times.
- Employee Stock Options - we want our people to share in our success, we reward them with ownership for their contribution in creating a world-class company.
- Work with like-minded people who are passionate about both the work we're doing and giving back. Our CG Gives programs enable us to all become philanthropists through our peer recognition and rewards system.
- Social Initiatives - pictures speak a thousand words!
Sounds interesting? If you think you have the best composition of the above, send us your resume and let's chat!
Cover Genius promotes diversity and inclusivity. We don't tolerate discrimination, demeaning treatment of anyone, or harassment due to race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or any other legally protected status.
By submitting your application, you acknowledge that we may collect, store and process your personal data for recruitment purposes. To ensure a fair evaluation, we may use AI to assist in sorting applications, but all final decisions are made by our hiring team and no candidate dispositions are automated. We will keep your information on file for three years from the date of your application. For detailed information about how we handle your data and our use of AI, please review our full Privacy Policy.
Key skills/competency
- Risk Management
- Compliance
- Insurance
- Property & Casualty
- ESG Initiatives
- Vendor Due Diligence
- Corporate Governance
- Risk Mitigation
- Policy Wording
- Stakeholder Engagement
Skills & topics
- Risk Management Analyst
- Risk Management
- Compliance
- Insurance
- Property and Casualty
- ESG
- Governance
- Insurtech
- Financial Services
- Risk Analyst
How to get hired
- Tailor your resume: Highlight risk management, compliance, and insurance experience.
- Showcase initiative: Emphasize your self-starter mentality and problem-solving skills.
- Demonstrate grit: Provide examples of persistent follow-up with stakeholders.
- Quantify achievements: Use numbers to show impact on insurance renewals or risk mitigation.
- Research Cover Genius: Understand their Insurtech model and global reach.
Technical preparation
Behavioral questions
Frequently asked questions
- What are the key responsibilities of a Risk Management Analyst at Cover Genius?
- The Risk Management Analyst at Cover Genius is responsible for managing corporate insurance applications and renewals, analyzing Property & Casualty exposures, handling loss notifications, supporting ESG and compliance initiatives, and contributing to risk registers and governance activities.
- What qualifications are essential for the Risk Management Analyst role at Cover Genius?
- Essential qualifications include a bachelor's degree in Business, Risk Management, Legal Studies, or a related field, and 5-7 years of experience in risk management or compliance. Certifications like ARM or CRCMP are a plus.
- What kind of insurance experience is beneficial for this Risk Management Analyst position?
- Prior experience in placing insurance, working with insurance submissions, or a strong understanding of corporate insurance programs and coverages is highly beneficial. Proficiency in interpreting certificates of insurance and navigating complex applications is also key.
- How does Cover Genius approach work arrangements for their Risk Management Analyst role?
- Cover Genius offers a hybrid work environment. Employees are expected to be in the office on Mondays, Tuesdays, and Fridays, with Wednesdays and Thursdays designated for remote work, offering flexibility in start and finish times.
- What is the typical career growth path for a Risk Management Analyst at Cover Genius?
- While specific paths vary, the role offers opportunities to expand into additional business risk and governance activities. The company's growth in the Insurtech sector also provides ample opportunities for professional development and advancement within the Risk Management team.
- What makes Cover Genius a unique company to work for as a Risk Management Analyst?
- Cover Genius is a rapidly growing Series E Insurtech with a global reach, partnering with major digital companies. They emphasize a supportive culture, offer employee stock options, and have strong social initiatives through their 'CG Gives' program, fostering a sense of purpose and community.
- How does Cover Genius utilize AI in their hiring process for the Risk Management Analyst role?
- Cover Genius may use AI to assist in sorting applications for efficiency. However, all final hiring decisions are made by their human hiring team, ensuring a balanced and fair evaluation process.