Senior Financial Analyst

Senior Financial Analyst at Capital One

Our Capital One Team is more than just a credit card company. We are driven by what our customers want and how to make their lives simpler. We are always looking for creative ways to offer digital solutions that make sense for our customers. With your help, we’ll build the next generation of banking in Canada based on customer-focused values, compelling products, and great engineering.

Working with us

At Capital One Canada, we listen to our people and our customers. We have adopted a flexible hybrid model, expecting associates to come into the office 3 days a week (Tuesdays and Thursdays), with Mondays and Fridays as company-wide virtual days. We balance in-office expectations with personal life flexibility and are open to discussing flexible working arrangements. We are committed to diversity, inclusion, and belonging, striving to build a culture where diverse perspectives are valued, innovative ideas are encouraged, and inclusive behaviors are embedded in everything we do. We focus on helping associates live well—physically, financially, and emotionally, offering comprehensive benefits and support for spouses, domestic partners, and dependents. Our benefits program is flexible, comprehensive, and consistent, including health and fitness discounts, training, and professional development.

A day in the life of a Senior Financial Analyst

The Canada Finance team is responsible for the planning, forecasting, and analysis of the financial performance of the Canada business at Capital One. A key aspect of this role is the ability to influence and guide management in making financially and strategically astute decisions. In this role, you will work with the finance FP&A team and business managers across Capital One to perform financial modeling and ongoing analysis of our existing portfolio and its performance, to inform and guide business decisions.

Key Responsibilities:

• Forecasting and actuals management: Lead P&L forecast regrounds, load all items into the financial data system, prepare month-end accrual and reclass entries, perform month-end variance analysis, maintain department and account level alignment, and prepare variance commentary. Manage relationships with Credit, Product, and other relevant business contacts.
• Business Customer Reporting & Support: Act as the “Face of Finance” for portfolio-specific P&L related questions from business customers. Prepare analysis and materials for senior executive presentations and reporting packages. Build and maintain strong relationships with business leadership/teams, provide inputs to line of business finance contacts, and support portfolio-specific ad hoc requests.
• Projection Models & Strategic Projects: Partner with business contacts to develop portfolio-specific forecast models. Perform quarterly/semi-annual/annual monitoring as required. Participate in and manage automation projects, leverage financial reporting tools and applications, support the team in establishing new financial views, lead process improvements, and deliver more insightful analysis to business partners.

Basic Qualifications:

• Bachelor's Degree
• At least 3 years of relevant finance experience

Preferred Qualifications:

• MBA, CPA, or CFA
• Strong sense of teamwork and commitment to deliver high-quality, timely results
• Ability to work independently with strong analytical and problem-solving skills, while also building solid relationships with business partners
• Ability to manage multiple tasks within tight deadlines on an ongoing basis
• High degree of flexibility to adapt to changing priorities and demands of business partners
• Create an environment that fosters innovation and automation
• Expert proficiency in Excel, Essbase, and PowerPoint
• Knowledge of Python is an advantage

Key skills/competency:

• Financial Analysis
• Forecasting
• P&L Management
• Financial Modeling
• Business Partnering
• Executive Presentations
• Process Improvement
• Data Analysis
• Strategic Decision Making
• Excel Proficiency